70 Valley View Rd, Morehead, KY 40351 Property Records

Rowan County property record for 70 Valley View Rd, Morehead, KY 40351

Property Summary

Property TypeSingle Family Home
Details2,304 sqft
Lot Size1.08 acres (47,076 sqft)
OwnerIndividual Name on File
Last Sale$134,500 (Sep 2015)
Tax Bill$1,279 (2025)
Deeds & MortgagesJul 2020 Line of Credit
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN043-20 00 017.00

Property Details

APN / Parcel Number

Primary APN043-20 00 017.00
Alternative APNs
  • 6711
  • 6718
  • 7105

Interior

Building Area2,304 sqft Living Area

Exterior

Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area47,076 sqft (1.08 acres)
Garage TypeAttached
Garage Area792 sqft

Location & Zoning

Account Number7105
Street Address70 VALLEY VIEW RD
CityMOREHEAD
StateKY
Zip40351-9003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE & PT LOT 9 BLK A WHIPPOORWILL
Legal SubdivisionWHIPPOORWILL VALLEY
Legal BlockA
Legal Lot Number9
JurisdictionROWAN KY
Township / Civil DivisionHILDA-TRIPLETT
Census Block Group4
Census Block4005
Census Tract950100

Owner

70 Valley View Rd is owned and occupied by an individual who acquired it in May 2020.

Source: Rowan County records, as of November 18, 2025

Owner of RecordIndividual Name on File
Mailing Address70 VALLEY VIEW RD, MOREHEAD, KY 40351-9003
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2020Deed of Trust, Mortgage · Line of Credit
KENTUCKY BANK
Jun 8, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
KENTUCKY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2015 · Amount on File
Deed SaleSep 10, 2015 · Amount on File
Deed Document Number2015394000
Deed Book / Page257 / 171
Last Transfer DateMay 22, 2020
Transfer Doc00D275/700
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN KY
Property Address70 VALLEY VIEW RD, MOREHEAD, KY 40351-9003
Transaction TypeMortgage
Record UpdatedApr 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00A420/574
DateJul 8, 2020
Book PageA420/574
Instrument2005527
Lender
NameKENTUCKY BANK
TypeBank
AddressMOREHEAD, KY 40351
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJul 2, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROWAN KY
Recording DateJun 8, 2020
Property Address70 VALLEY VIEW RD, MOREHEAD, KY 40351-9003
Document Number00D275/700
Book / PageD275 / 700
Map ReferenceMB 120 PG 323
Instrument DateMay 22, 2020
Instrument2005139
Transaction TypeTransfer
Record UpdatedJan 4, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 VALLEY RD, MOREHEAD, KY 40351-9131

Mortgage

Document Number0002005140
DateJun 8, 2020
Instrument2005140
Lender
NameKENTUCKY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 70 Valley View Rd was $1,279.

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyRowan County
Unified School DistrictRowan County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,279.00$152,900 Land $10,000 Building $142,900$152,900 Land $10,000 Building $142,900
2023$1,302.00$152,900 Land $10,000 Building $142,900$152,900 Land $10,000 Building $142,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Valley View Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimMay 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Valley View Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROWAN WATER INC
private · serves 18,765 people · EPA ID KY1030375
Water SourcePurchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State InspectionFeb 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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