90 Spruce St, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 90 Spruce St, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,308 sqft · built 1951
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$197,000 (Aug 1991)
Tax Bill	$6,104 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`69-59-4796`

Property Details

APN / Parcel Number

Primary APN	`69-59-4796`
Alternative APNs	`FRAM M:069 B:59 L:4796 U:000` `M:485.0 B:0001 L:0012.0` `F_675493_2939766` `12834`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,308 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	872 sqft
Basement Area	872 sqft
Unfinished Basement	872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	12834
Street Address	90 SPRUCE ST
City	FRAMINGHAM
State	MA
Zip	01701-4350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	59
Legal Lot Number	4796
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	2
Census Block	2003
Census Tract	383903

Owner

90 Spruce St is owned and occupied by an individual who acquired it in July 2025.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	90 SPRUCE ST, FRAMINGHAM, MA 01701-4350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage BRIGHTBRIDGE CU
Oct 6, 2025	Deed of Trust, Mortgage BRIGHTBRIDGE CU
Jun 27, 2017	Deed of Trust, Mortgage · Line of Credit METRO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 1991 · Amount on File
Deed Sale	Aug 23, 1991 · Amount on File
Last Transfer Date	Jul 8, 2025
Transfer Doc	084332-505
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	90 SPRUCE ST, FRAMINGHAM, MA 01701-4350
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084700-336
Date	Oct 6, 2025
Book Page	84700/336
Instrument	120948

Lender

Name	BRIGHTBRIDGE CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Nov 1, 2030
Index	1-Year CMT

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	90 SPRUCE ST, FRAMINGHAM, MA 01701-4350
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084700-353
Date	Oct 6, 2025
Book Page	84700/353
Instrument	120949

Lender

Name	BRIGHTBRIDGE CU

Agreement

Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	90 SPRUCE ST, FRAMINGHAM, MA 01701-4350
Document Number	69554-347
Book / Page	069554 / 000347
Instrument Date	Jun 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69554-347
Date	Jul 5, 2017
Book Page	069554/000347
Instrument	103770

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 4, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 90 Spruce St was $6,104, up 3.1% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,104.00 (+3.07%)	$516,000 (+4.03%) Land $276,500 Building $233,400	$502,049 (-8.96%)
2025	$5,922.00 (+1.79%)	$496,000 (+6.23%) Land $263,400 Building $232,600	$551,475 (+1.19%)
2024	$5,818.00 (+5.46%)	$466,900 (+10.77%) Land $235,200 Building $231,700	$545,015
2023	$5,517.00	$421,500 Land $209,900 Building $211,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 90 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T.

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