83 Spruce St, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 83 Spruce St, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,484 sqft · built 1992
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on Record
Last Sale	$490,000 (Dec 2020)
Tax Bill	$7,298 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`69-59-2522`

Property Details

APN / Parcel Number

Primary APN	`69-59-2522`
Alternative APNs	`FRAM M:069 B:59 L:2522 U:000` `M:485.0 B:0001 L:0179.0` `F_675221_2939526` `12859`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,484 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	872 sqft
Basement Area	872 sqft
Unfinished Basement	872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	12859
Street Address	83 SPRUCE ST
City	FRAMINGHAM
State	MA
Zip	01701-4364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	FRAMINGHAM
Legal Block	59
Legal Lot Number	2522
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	2
Census Block	2002
Census Tract	383903

Owner

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	83 SPRUCE ST, FRAMINGHAM, MA 01701-4364
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit DIGITAL FEDERAL CREDIT UNION
Dec 4, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC
Sep 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Prior Sale	Mar 17, 1998 · Amount on Record
Deed Document Number	2020230165
Deed Book / Page	76343 / 319
Prior Transfer Date	Dec 3, 2020
Prior Transfer Doc	76343-319
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Recording Date	Jul 27, 2026
Property Address	83 SPRUCE ST, FRAMINGHAM, MA 01701-4364
Document Number	0000093304
Book / Page	85933 / 163
Instrument Date	Jul 20, 2026
Instrument	202693304
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 SPRUCE ST, FRAMINGHAM, MA 01701-4364

Mortgage

Document Number	0000093304,
Date	Jul 27, 2026
Book Page	85933/163
Instrument	202693304

Lender

Name	DIGITAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2066

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Max Rate	-1%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Dec 4, 2020
Property Address	83 SPRUCE ST, FRAMINGHAM, MA 01701-4364
Document Number	076343-319
Book / Page	76343 / 319
Instrument Date	Dec 3, 2020
Instrument	230165
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	83 SPRUCE ST, FRAMINGHAM, MA 01701-4364

Mortgage

Document Number	0000230166
Date	Dec 4, 2020
Instrument	230166

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Sep 14, 2020
Property Address	83 SPRUCE ST, FRAMINGHAM, MA 01701-4364
Document Number	75599-148
Book / Page	075599 / 000148
Instrument Date	Sep 8, 2020
Instrument	160375
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	83 SPRUCE ST FRAMINGHAM MA 017014364, FRAMINGHAM, MA 01701-4364

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	83 SPRUCE ST, FRAMINGHAM, MA 01701-4364
Document Number	71037-175
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 SPRUCE ST FRAMINGHAM MA 017014364, FRAMINGHAM, MA 01701-4364

Mortgage

Document Number	71037-175
Date	May 21, 2018
Book Page	071037/000175
Instrument	71086

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2048

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,298.00 (+2.77%)	$616,900 (+3.73%) Land $274,000 Building $342,900	$625,921 (+3%)
2025	$7,101.00 (+0.64%)	$594,700 (+5.02%) Land $261,000 Building $333,700	$607,715 (+2.43%)
2024	$7,056.00 (+4.43%)	$566,300 (+9.71%) Land $233,000 Building $333,300	$593,275
2023	$6,757.00	$516,200 Land $208,000 Building $308,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T.

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