85 Spruce St, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 85 Spruce St, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 1950
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$612,500 (Jul 2022)
Tax Bill	$7,714 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`69-59-2767`

Property Details

APN / Parcel Number

Primary APN	`69-59-2767`
Alternative APNs	`FRAM M:069 B:59 L:2767 U:000` `M:485.0 B:0001 L:0178.A` `F_675267_2939775` `12858`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	4,158 sqft
1st Floor Area	1,960 sqft
Basement Area	1,478 sqft
Unfinished Basement	1,478 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12858
Street Address	85 SPRUCE ST
City	FRAMINGHAM
State	MA
Zip	01701-4364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	59
Legal Lot Number	2767
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	2
Census Block	2002
Census Tract	383903

Owner

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	61 FROST ST, FRAMINGHAM, MA 01701-3940
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BERKSHIRE BANK
Sep 3, 2019	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Sale	Sep 3, 2019 · Amount on Record
Deed Document Number	2022105805
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Jul 12, 2022
Property Address	85 SPRUCE ST, FRAMINGHAM, MA 01701-4364
Document Number	080417-440
Book / Page	80417 / 440
Instrument Date	Jul 12, 2022
Instrument	105805
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SPRUCE ST, FRAMINGHAM, MA 01701-4364

Mortgage

Document Number	0000105806
Date	Jul 12, 2022
Instrument	105806

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Aug 1, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Sep 3, 2019
Property Address	85 SPRUCE ST, FRAMINGHAM, MA 01701-4364
Document Number	73222-246
Book / Page	073222 / 000246
Instrument Date	Aug 19, 2019
Instrument	132781
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,079.36
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SPRUCE ST FRAMINGHAM MA 017014364, FRAMINGHAM, MA 01701-4364

Mortgage

Document Number	73222-249
Date	Sep 3, 2019
Book Page	073222/000249
Instrument	132782

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,714.00 (+3.49%)	$652,100 (+4.45%) Land $283,600 Building $368,500	$664,116 (-5.66%)
2025	$7,454.00 (+1.43%)	$624,300 (+5.85%) Land $270,100 Building $354,200	$703,950 (+3.19%)
2024	$7,349.00 (+7.14%)	$589,800 (+12.56%) Land $241,300 Building $348,500	$682,195
2023	$6,859.00	$524,000 Land $215,300 Building $308,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T.

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