90 Split Rock Trl, Arden, NC 28704 Property Records

Buncombe County property record for 90 Split Rock Trl, Arden, NC 28704 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,862 sqft · built 2022
Lot Size	6.67 acres (290,545 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,916 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9633-35-7718-00000`

Property Details

APN / Parcel Number

Primary APN	`9633-35-7718-00000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	3,862 sqft Living Area
Basement Area	2,166 sqft
Finished Basement	241 sqft
Unfinished Basement	1,925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Architectural Style	Contemporary
Roof Type	Flat
Roof Material	Metal
Lot Area	290,545 sqft (6.67 acres)
Garage Type	Basement
Porch	Open Porch
Porch Area	54 sqft
Deck Area	75 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	90 SPLIT ROCK TRL
City	ARDEN
State	NC
Zip	28704-0378
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED DATE:06/04/2019 DEED:5777-0216 LOT:1 PLAT:0216-0190
Legal Lot Number	1
Jurisdiction	BUNCOMBE NC
Township / Civil Division	AVERY CREEK
Census Block Group	1
Census Block	1007
Census Tract	2303

Owner

Source: Buncombe County records · APN 9633-35-7718-00000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	90 SPLIT ROCK TRL, ARDEN, NC 28704-0378
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 04, 2019
Deed Sale	Jun 04, 2019
Deed Document Number	0005777216
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	90 SPLIT ROCK TRL, ARDEN, NC 28704-0378
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061011524
Date	Aug 02, 2021
Book Page	6101/1524

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,916.00 (+127.48%)	$1,538,400 (+110.34%)
2023	$4,359.00	$731,400	$731,400 (-52.46%) Land $190,000 Building $541,400
2021			$1,538,400 Land $175,000 Building $1,363,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 65% of North Carolina
Wildfire Likelihood	About 1 in 1,235 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.