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28 Split Rock Trl, Arden, NC 28704 Property Records

Buncombe County property record for 28 Split Rock Trl, Arden, NC 28704 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,261 sqft · built 2015
Lot Size1.49 acres (64,904 sqft)
OwnerOwner Name on File
Last Sale$400,000 (Dec 2013)
Tax Bill$9,545 (2025)
Deeds & MortgagesNov 2025 Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN9633-37-3048-00000

Property Details

APN / Parcel Number

Primary APN9633-37-3048-00000
Alternative APN
  • 963301372082000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,261 sqft Living Area
Gross Area6,141 sqft
1st Floor Area5,135 sqft
Basement Area3,032 sqft
Finished Basement2,026 sqft
Unfinished Basement1,006 sqft
SunroomSunroom
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Architectural StyleConventional
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area64,904 sqft (1.49 acres)
Garage Area647 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area274 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Old Parcel Number963301372082000
Street Address28 SPLIT ROCK TRL
CityARDEN
StateNC
Zip28704-0378
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEED DATE: 12/13/2013 DEED: 5171-0538 SUBDIV: THE CLIFFS AT WALNUT COVE BLOCK: LOT: 49 SECTION: PLAT: 0100-0122
Legal SubdivisionTHE CLIFFS AT WALNUT COVE
Legal Lot Number49
JurisdictionBUNCOMBE NC
Township / Civil DivisionAVERY CREEK
Census Block Group1
Census Block1007
Census Tract2303

Owner

Source: Buncombe County records · APN 9633-37-3048-00000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address28 SPLIT ROCK TRL, ARDEN, NC 28704-0378
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Aug 09, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 13, 2013 · Amount on Record
Deed SaleDec 13, 2013 · Amount on Record
Deed Document Number0005171538
Deed Book / Page5171 / 538
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address28 SPLIT ROCK TRL, ARDEN, NC 28704-0378
Transaction TypeMortgage
Record UpdatedDec 02, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 SPLIT ROCK TRL, ARDEN, NC 28704-0378

Mortgage

Document Number0065420838
DateNov 13, 2025
Book Page6542/838
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address28 SPLIT ROCK TRL, ARDEN, NC 28704-0378
Transaction TypeMortgage
Record UpdatedAug 22, 2022
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057990121
DateAug 09, 2019
Book Page5799/0121
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueApr 27, 2049

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,545.00 (+8.16%)$1,480,800 (-)
2023$8,825.00$1,480,800$1,480,800 (-) Land $451,300 Building $1,029,500
2021$1,480,800 Land $451,300 Building $1,029,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370210023031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Nearby Flood Policies14 in force
10 of 14 on primary residences
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024, rainfall accumulation, Tropical Storm Helene

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire LikelihoodAbout 1 in 1,389 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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