109 Split Rock Trl, Arden, NC 28704 Property Records

Buncombe County property record for 109 Split Rock Trl, Arden, NC 28704

Property Summary

Property TypeResidential Vacant Land
Lot Size1.61 acres (70,132 sqft)
OwnerCompany Name on Record
Tax Bill$2,546 (2025)
Deeds & MortgagesSep 2025 Construction Loan
Flood ZoneZone X (minimal risk)
APN9633-35-6241-00000

Property Details

APN / Parcel Number

Primary APN9633-35-6241-00000

Exterior

Lot Area70,132 sqft (1.61 acres)

Location & Zoning

Street Address109 SPLIT ROCK TRL
CityARDEN
StateNC
Zip28704-1418
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeDEED DATE:10/11/2021 DEED
Legal DescriptionDEED DATE:10/11/2021 DEED:6132-0298 SUBDIV:THE CLIFFS AT WALNUT COVE LOT:7 PLAT:0197-0189
Legal SubdivisionTHE CLIFFS AT WALNUT COVE
Legal Lot Number7
JurisdictionBUNCOMBE NC
Township / Civil DivisionAVERY CREEK
Census Block Group1
Census Block1007
Census Tract2303

Owner

Source: Buncombe County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address511 RHETT ST STE 1B, 1B, GREENVILLE, SC 29601-2413
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2025
Deed SaleSep 22, 2025
Prior SaleJan 15, 2025 · Amount on Record
Deed Document Number0065261225
Deed Book / Page6526 / 1225
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateSep 22, 2025
Property Address109 SPLIT ROCK TRL, ARDEN, NC 28704-1418
Document Number0065261225
Book / Page6526 / 1225
Map ReferenceMB 197 PG 189
Instrument DateSep 22, 2025
Transaction TypeConstruction Loan
Record UpdatedOct 2, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address511 RHETT ST # ST1B, ST1B, GREENVILLE, SC 29601-2413

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 RHETT ST STE 1B, 1B, GREENVILLE, SC 29601-2413

Mortgage

Document Number0065261228
DateSep 22, 2025
Instrument6526/1228
Lender
NamePARK NATIONAL BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term22 Months
DueJul 22, 2027

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,546.00 (+8.16%)$395,000 (-)
2023$2,354.00$395,000$395,000 (-) Land $395,000
2021$395,000 Land $395,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 65% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Skyrunner
Fixed Wireless
25 / 10
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
25 / 3

May also be available: Spectrum.

Nearby Properties on Split Rock Trl

Nearby Streets

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