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90 Spaniards Rd, Placida, FL 33946 Property Records

Charlotte County property record for 90 Spaniards Rd, Placida, FL 33946 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,177 sqft · built 2024
Lot Size0.66 acres (28,750 sqft)
Owner2 Individual Names on File
Last Sale$50,000 (Oct 2020)
Tax Bill$7,115 (2025)
Deeds & MortgagesMay 2023 Mortgage
Oct 2020 Sale
Flood ZoneZone AE (high risk)
APN42-20-03-204-009

Property Details

APN / Parcel Number

Primary APN42-20-03-204-009
Alternative APNs
  • 0076635-000800-5
  • 10004716203

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,177 sqft Living Area
Gross Area3,382 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2024
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area28,750 sqft (0.66 acres)
DrivewayDriveway
Driveway Area1,075 sqft
Pool Area36 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number10004716203
Old Parcel Number00766350008005
Street Address90 SPANIARDS RD
CityPLACIDA
StateFL
Zip33946-2424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHS 000 000C 0009 CAPE HAZE BLK C LOT 9 2330/835 2547/1443 2547/1446 3059/1385 CT3533/1147 3582/1503 3
Legal Range20E
Legal Township42S
Legal Section03
Legal SubdivisionCAPE HAZE
Legal BlockC
Legal Lot Number9
JurisdictionCHARLOTTE FL
Township / Civil DivisionGROVE CITY-ROTONDA
Census Block Group2
Census Block2014
Census Tract30402

Owner

Source: Charlotte County records · APN 42-20-03-204-009

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address90 SPANIARDS RD, PLACIDA, FL 33946-2424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2023Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Oct 05, 2020Warranty Deed, Transfer
FIRST INT'L TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 05, 2020 · Amount on Record
Deed SaleOct 05, 2020 · Amount on Record
Prior SaleJun 02, 2015 · Amount on Record
Deed Document Number2858508
Deed Book / Page4641 / 1336
Record UpdatedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address90 SPANIARDS RD, PLACIDA, FL 33946-2424
Transaction TypeMortgage
Record UpdatedJun 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address556 MILAN ST N, CANAL FULTON, OH 44614-1016

Mortgage

Document Number0003267300
DateMay 19, 2023
Instrument3267300
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateOct 05, 2020
Property Address90 SPANIARDS RD, PLACIDA, FL 33946-2424
Document Number0046411336
Book / Page004641 / 001336
Instrument DateOct 02, 2020
Instrument2858508
Transaction TypeTransfer
Record UpdatedOct 30, 2020
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount Recorded
Tax$350.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5210 DONNER DR NEW FRANKLIN OH 442169753, NEW FRANKLIN, OH 44216-9753

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,115.00 (+379.12%) Homeowner's exemption$505,731 (+794.02%)$600,833 (+461.53%) Land $107,000 Building $493,833
2023$1,485.00 (+10.9%)$56,568 (-29.95%)$107,000 (+32.51%) Land $107,000
2022$1,339.00$80,750 Land $80,750$80,750 Land $80,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150304022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 677 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,446 units insured (769 under condo master policies)
241 of 677 individual policies on primary residences
Nearby Flood Claims679 (1982–2025)
Most Recent ClaimMar 2025, rainfall accumulation
Flood Events
  • Hurricane Milton (Oct 2024), 377 claims
  • Hurricane Helene (Oct 2024), 156 claims
  • Hurricane Ian (Sep 2022), 39 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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