90 Riverbirch Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 90 Riverbirch Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,188 sqft · built 2012
Lot Size	0.262 acres (11,456 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jun 2021)
Tax Bill	$3,558 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`13-2S-21-42020-000-0283`

Property Details

APN / Parcel Number

Primary APN	`13-2S-21-42020-000-0283`
Alternative APN	`1018798`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,188 sqft Living Area
Gross Area	2,782 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	11,456 sqft (0.262 acres)
Lot Dimensions	16.9 ft deep x 6.8 ft wide
Garage Type	Finished
Garage Area	420 sqft
Porch	Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1018798
Street Address	90 RIVERBIRCH LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 283 DRIFTWOOD ESTATES PH IIC S/D PB 17-47 OR 2842-3384 OR 2855-101 OR 2880-4219 OR 2888-2697 OR 2902-2296 OR 3205-692
Legal Range	21W
Legal Township	02S
Legal Section	13
Legal Subdivision	DRIFTWOOD ESTATES PH IIC
Legal Lot Number	283
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1007
Census Tract	950607

Owner

90 Riverbirch Loop is owned and occupied by an individual who bought it in June 2021.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	90 RIVERBIRCH LOOP, SANTA ROSA BEACH, FL 32459-8051
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit ALL IN FCU
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Oct 15, 2012 · Amount on File
Deed Document Number	20210033001
Deed Book / Page	3205 / 692
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	90 RIVERBIRCH LOOP, SANTA ROSA BEACH, FL 32459-8051
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032654379
Date	Sep 7, 2022
Book Page	3265/4379
Instrument	20220040263

Lender

Name	ALL IN FCU
Type	Credit Union
Address	DALEVILLE, AL 36322

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Sep 7, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 30, 2021
Property Address	90 RIVERBIRCH LOOP, SANTA ROSA BEACH, FL 32459-8051
Document Number	0032050692
Book / Page	3205 / 692
Map Reference	MB 17 PG 47
Instrument Date	Jun 29, 2021
Instrument	20210033001
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	FLORIDIAN TITLE LLC, FLORIDA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 BAY DR APT 3, 800, NICEVILLE, FL 32578-4150

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 RIVERBIRCH LOOP, SANTA ROSA BEACH, FL 32459-8051

Mortgage

Document Number	0003205694
Date	Jun 30, 2021
Instrument	3205/694

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$428,106 Land $45,000 Building $383,106	$428,106 Land $45,000 Building $383,106
2024	$3,558.00 (-4.53%)
2023	$3,727.00 (-0.37%) Homeowner's exemption	$448,516 (+11.11%) Land $44,754 Building $403,762	$448,516 (+11.11%) Land $44,754 Building $403,762
2022	$3,741.00	$403,679 Land $49,676 Building $354,003	$403,679 Land $49,676 Building $354,003

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 90 Riverbirch Loop in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 417 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	417 in force
Nearby Flood Claims	6 (2004–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 Riverbirch Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Wildstar Networks.

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