Walton County property record for 96 Riverbirch Loop, Santa Rosa Beach, FL 32459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,917 sqft · built 2012 |
| Lot Size | 0.287 acres (12,545 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Aug 2020) |
| Tax Bill | $2,660 (2024) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-2S-21-42020-000-0284 |
| Primary APN | 13-2S-21-42020-000-0284 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,917 sqft Living Area |
| Gross Area | 2,603 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 12,545 sqft (0.287 acres) |
| Lot Dimensions | 17.2 ft deep x 7.3 ft wide |
| Garage Type | Finished |
| Garage Area | 380 sqft |
| Porch | Porch |
| Porch Area | 306 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1018799 |
|---|---|
| Street Address | 96 RIVERBIRCH LOOP |
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-8051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 284 DRIFTWOOD ESTATES PH IIC S/D PB 17-47 OR 2880-4219 OR 2842-3384 OR 2855-101 OR 2888-2697 OR 2908-4845 OR 3012-4490 OR |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 13 |
| Legal Subdivision | DRIFTWOOD ESTATES PH IIC |
| Legal Phase | 2C |
| Legal Lot Number | 284 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 950607 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 96 RIVERBIRCH LOOP, SANTA ROSA BEACH, FL 32459-8051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2020 · Amount on Record |
| Deed Sale | Aug 12, 2020 · Amount on Record |
| Prior Sale | Jun 17, 2016 · Amount on Record |
| Deed Document Number | 20200030044 |
| Deed Book / Page | 3154 / 3877 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 12, 2020 |
| Property Address | 96 RIVERBIRCH LOOP, SANTA ROSA BEACH, FL 32459-8051 |
| Document Number | 0031543877 |
| Book / Page | 3154 / 3877 |
| Map Reference | MB 17 PG 47-47G |
| Instrument Date | Aug 7, 2020 |
| Instrument | 20200030044 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | RODGERS KIEFER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 CANNONBALL LN, 16, INLET BEACH, FL 32461-8579 |
| Name | Verified Name |
|---|---|
| Address | 96 RIVERBIRCH LOOP, SANTA ROSA BEACH, FL 32459-8051 |
| Document Number | 0031543879 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 3154/3879 |
| Instrument | 20200030045 |
| Name | BEACH COMMUNITY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $422,065 (-4.54%) Land $45,000 Building $377,065 | $422,065 (-4.54%) Land $45,000 Building $377,065 | |
| 2024 | $2,660.00 (+3.95%) | ||
| 2023 | $2,559.00 (+1.39%) Homeowner's exemption | $442,133 (+11.06%) Land $44,754 Building $397,379 | $442,133 (+11.06%) Land $44,754 Building $397,379 |
| 2022 | $2,524.00 Homeowner's exemption | $398,087 Land $49,676 Building $348,411 | $398,087 Land $49,676 Building $348,411 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 417 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 417 in force |
| Nearby Flood Claims | 6 (2004–2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, CenturyLink, Wildstar Networks.
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