90 River Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 90 River Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,830 sqft · built 1935
Lot Size	0.185 acres (8,072 sqft)
Owner	2 Company Names on Record
Last Sale	$2,000,000 (Dec 2025)
Tax Bill	$10,005 (2025)
Deeds & Mortgages	Jun 2026 Sale Mar 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-047-07103900`

Property Details

APN / Parcel Number

Primary APN	`02-047-07103900`
Alternative APNs	`2-047-07103900` `04707103900`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,830 sqft Living Area
1st Floor Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,072 sqft (0.185 acres)
View / Lot	Waterfront
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	210 sqft
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	04707103900
Street Address	90 RIVER DR
City	ANNAPOLIS
State	MD
Zip	21403-4441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 4 PT LT 3 SC 3 BAY RIDGE
Legal Subdivision	BAY RIDGE
Legal Block	4
Legal Lot Number	3
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4009
Census Tract	702602

Owner

Source: Anne Arundel County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	90 RIVER DR, ANNAPOLIS, MD 21403-4441
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 5, 2026	Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU
Dec 12, 2025	Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Prior Sale	Sep 7, 1988 · Amount on Record
Deed Book / Page	41913 / 468
Last Transfer Date	Jun 5, 2026
Transfer Doc	4243000035
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 12, 2026
Property Address	90 RIVER DR, ANNAPOLIS, MD 21403-4441
Document Number	4243000035
Book / Page	42438 / 35
Instrument Date	Jun 5, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	90 RIVER DR, ANNAPOLIS, MD 21403-4441

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	90 RIVER DR, ANNAPOLIS, MD 21403-4441
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 RIVER DR, ANNAPOLIS, MD 21403-4441

Mortgage

Document Number	0421760343
Date	Mar 19, 2026
Book Page	42176/343

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	90 RIVER DR, ANNAPOLIS, MD 21403-4441
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0421350042
Date	Mar 5, 2026
Book Page	42135/42

Lender

Name	USALLIANCE FCU
Type	Credit Union
Address	RYE, NY 10580

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 12, 2025
Property Address	90 RIVER DR, ANNAPOLIS, MD 21403-4441
Document Number	0419130468
Book / Page	41913 / 468
Map Reference	MB 3 PG 44
Instrument Date	Nov 21, 2025
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	90 RIVER DR, ANNAPOLIS, MD 21403-4441

Mortgage

Document Number	0041913479
Date	Dec 12, 2025
Instrument	41913/479

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,005.00 (+3.52%) Homeowner's exemption	$2,074,333 (+55.36%)	$2,443,900 (+83.04%) Land $2,248,900 Building $195,000
2024	$9,665.00 (+25.47%)
2023	$7,703.00 Homeowner's exemption	$1,335,200 Land $1,189,800 Building $145,400	$1,335,200 Land $1,189,800 Building $145,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Nearby Flood Policies	64 in force
Nearby Flood Claims	7 (2003–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Dr

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