86 River Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 86 River Dr, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,974 sqft · built 1946
Lot Size0.284 acres (12,356 sqft)
Owner2 Individual Names on Record
Last Sale$440,000 (Feb 1996)
Tax Bill$11,740 (2025)
Flood ZoneZone X (minimal risk)
APN02-047-05398400

Property Details

APN / Parcel Number

Primary APN02-047-05398400
Alternative APNs
  • 204705398400
  • 04705398400

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,974 sqft Living Area
1st Floor Area1,396 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialSlate
Lot Area12,356 sqft (0.284 acres)
View / LotWaterfront
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area570 sqft
Deck Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number04705398400
Street Address86 RIVER DR
CityANNAPOLIS
StateMD
Zip21403-4441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 1 PT LT 2 SC 3 BAY RIDGE
Legal SubdivisionBAY RIDGE
Legal Block4
Legal Lot Number1
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group4
Census Block4009
Census Tract702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address86 RIVER DR, ANNAPOLIS, MD 21403-4441
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 1996 · Amount on Record
Deed SaleFeb 14, 1996 · Amount on Record
Deed Document Number19961320
Deed Book / Page7321 / 150
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,774,100 (+78.78%) Land $2,363,500 Building $410,600$2,774,100 (+78.78%) Land $2,363,500 Building $410,600
2025$11,740.00 (+26.45%)
2023$9,284.00 Homeowner's exemption$1,551,700 Land $1,242,300 Building $309,400$1,551,700 Land $1,242,300 Building $309,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AO, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Nearby Flood Policies64 in force
Nearby Flood Claims7 (2003–2024)
Claims Outside the SFHA2 of 7
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Dr

Nearby Streets

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