88 River Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 88 River Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,881 sqft · built 1956
Lot Size	0.259 acres (11,296 sqft)
Owner	Company Name on Record
Last Sale	$1,500,000 (Jun 2023)
Tax Bill	$26,550 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-047-02287750`

Property Details

APN / Parcel Number

Primary APN	`02-047-02287750`
Alternative APNs	`2-047-02287750` `04702287750`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,881 sqft Living Area
Gross Area	2,449 sqft
1st Floor Area	1,422 sqft
Basement Area	234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	11,296 sqft (0.259 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	496 sqft
Porch	Enclosed Porch
Porch Area	176 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	04702287750
Street Address	88 RIVER DR
City	ANNAPOLIS
State	MD
Zip	21403-4441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PT LTS 2 3 SC 3 BAY RIDGE
Legal Subdivision	BAY RIDGE
Legal Block	4
Legal Lot Number	3
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4009
Census Tract	702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 5509, ANNAPOLIS, MD 21403-0703
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Commercial Mortgage INFINITY CAPITAL INCOME FUND III LLC
Oct 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WF CHESLEY COMPANIES LLC
Feb 29, 2024	Deed of Trust, Mortgage · Stand-Alone First Mortgage W F CHESLEY COMPANIES LLC
Jun 1, 2023	Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Jul 26, 2001 · Amount on Record
Deed Book / Page	39692 / 162
Transfer Doc	0000008018
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	88 RIVER DR, ANNAPOLIS, MD 21403-4441
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 E LAKE DR, ANNAPOLIS, MD 21403-4445

Mortgage

Document Number	0419700325
Date	Jan 7, 2026
Book Page	41970/325

Lender

Name	INFINITY CAPITAL INCOME FUND III LLC
Type	Non-Lending Institution
Address	CHEVY CHASE, MD 20815

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2027

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	88 RIVER DR, ANNAPOLIS, MD 21403-4441
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 RIVER DR, ANNAPOLIS, MD 21403-4441

Mortgage

Document Number	0417060207
Date	Oct 3, 2025
Book Page	41706/207

Lender

Name	WF CHESLEY COMPANIES LLC
Type	Non-Lending Institution
Address	CROFTON, MD 21114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	88 RIVER DR, ANNAPOLIS, MD 21403-4441
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 RIVER DR, ANNAPOLIS, MD 21403-4441

Mortgage

Document Number	0402660028
Date	Feb 29, 2024
Book Page	40266/28

Lender

Name	W F CHESLEY COMPANIES LLC
Type	Non-Lending Institution
Address	CROFTON, MD 21114

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 1, 2023
Property Address	88 RIVER DR, ANNAPOLIS, MD 21403-4441
Document Number	0396920162
Book / Page	39692 / 162
Map Reference	MB 3 FO 44
Instrument Date	May 30, 2023
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$7,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 W FRANKLIN ST, BALTIMORE, MD 21201-5006

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	88 RIVER DR, ANNAPOLIS, MD 21403-4441

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,667,100 (+17.31%) Land $2,335,100 Building $332,000	$2,667,100 (-) Land $2,335,100 Building $332,000
2025	$26,550.00 (+19.14%)	$2,273,467 (+52.97%)	$2,667,100 (+79.46%) Land $2,335,100 Building $332,000
2024	$22,284.00 (+37.31%)
2023	$16,229.00	$1,486,200 Land $1,229,300 Building $256,900	$1,486,200 Land $1,229,300 Building $256,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Nearby Flood Policies	64 in force
Nearby Flood Claims	7 (2003–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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