90 Ridge St, West Point, MS 39773 Property Records

Clay County property record for 90 Ridge St, West Point, MS 39773

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,449 sqft · built 1979
Lot Size0.254 acres (11,105 sqft)
OwnerIndividual Name on Record
Last Sale$132,600 (Aug 2019)
Tax Bill$544 (2025)
Deeds & MortgagesAug 2019 Mortgage
Aug 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN083B211C 0830200

Property Details

APN / Parcel Number

Primary APN083B211C 0830200

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Building Area1,449 sqft Finished Area
1st Floor Area1,238 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialShingle
Lot Area11,105 sqft
Patio Area80 sqft

Location & Zoning

Street Address90 RIDGE ST
CityWEST POINT
StateMS
Zip39773-2168
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLCREST SUB LOT 8 DB 302/668
Legal Range06E
Legal Township17
Legal Section11
Legal SubdivisionHILLCREST SUB
Legal Lot Number8
JurisdictionCLAY MS
Township / Civil Division4
Census Block Group4
Census Block4007
Census Tract950300

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address90 RIDGE ST, WEST POINT, MS 39773-2168
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2019Deed of Trust, Mortgage
RENASANT BANK
Aug 30, 2019Warranty Deed, Transfer
Jan 17, 2017Special Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2019 · Amount on Record
Deed SaleAug 30, 2019 · Amount on Record
Prior SaleJan 17, 2017
Deed Document Number2019276
Deed Book / Page302 / 668
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MS
Property Address90 RIDGE ST, WEST POINT, MS 39773-2168
Transaction TypeMortgage
Record UpdatedNov 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000516/499
DateAug 30, 2019
Book Page516/499
Instrument2019004277
Lender
NameRENASANT BANK
TypeBank
AddressBIRMINGHAM, AL 35203
Agreement
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MS
Recording DateAug 30, 2019
Property Address90 RIDGE ST, WEST POINT, MS 39773-2168
Document Number302/668
Book / Page302 / 668
Map ReferenceBK 3 PG 13
Instrument DateAug 30, 2019
Instrument2019000276
Transaction TypeTransfer
Record UpdatedOct 26, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1523 DAVIS RD, 1523, MABEN, MS 39750-0319

Transferred To (Grantee/Buyer)

NameVerified Name

January 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCLAY MS
Recording DateJan 17, 2017
Property Address90 RIDGE ST, WEST POINT, MS 39773-2168
Document Number293/190
Book / Page293 / 190
Instrument DateJan 12, 2017
Instrument2017000152
Transaction TypeTransfer
Record UpdatedOct 26, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5050 POPLAR AVE STE 909, 5050, MEMPHIS, TN 38157-0909

Transferred To (Grantee/Buyer)

NameVerified Name
Address1523 DAVIS RD, MABEN, MS 39750-0319

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyClay County
MunicipalityWest Point City
Unified School DistrictWest Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$544.00 (-55.37%)$9,717 (-) Land $1,125 Building $8,592$64,777 (-) Land $7,500 Building $57,277
2024$9,717 (+19.21%) Land $1,125 Building $8,592$64,777 (+19.21%) Land $7,500 Building $57,277
2023$1,219.00 (+0.16%)$8,151 Land $1,125 Building $7,026$54,338 Land $7,500 Building $46,838
2022$1,217.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (2005–2011)
Most Recent ClaimApr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding, Apr 2011 · 3 claims
  • Hurricane Katrina, Aug 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSILOAM W/A #4-PINE BLUFF
public/private · serves 515 people · EPA ID MS0130017
Water SourceGroundwater
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
4-County Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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