Clay County property record for 84 Ridge St, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,166 sqft · built 1979 |
| Lot Size | 0.184 acres (8,036 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $528 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083B211C 0830300 |
| Primary APN | 083B211C 0830300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,166 sqft Finished Area |
| 1st Floor Area | 1,046 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 8,036 sqft |
| Patio Area | 80 sqft |
| Street Address | 84 RIDGE ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-2168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLCREST SUB LOT 9 DB 196/316 & 197/50 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 11 |
| Legal Subdivision | HILLCREST SUB |
| Legal Lot Number | 9 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 950300 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 173 BULLDOG ST, WEST POINT, MS 39773-2140 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Apr 25, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 84 RIDGE ST, WEST POINT, MS 39773-2168 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 173 BULLDOG ST, WEST POINT, MS 39773-2140 |
| Document Number | 00LM576/69 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | LM 576/69 |
| Instrument | 2025005887 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | WEST POINT, MS 39773 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 26, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 84 RIDGE ST, WEST POINT, MS 39773-2168 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000543/789 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 543/789 |
| Instrument | 2022001576 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 19, 2027 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $528.00 (-55.18%) | $9,430 (-) Land $1,125 Building $8,305 | $62,867 (-) Land $7,500 Building $55,367 |
| 2024 | $9,430 (+19.73%) Land $1,125 Building $8,305 | $62,867 (+19.73%) Land $7,500 Building $55,367 | |
| 2023 | $1,178.00 (+0.17%) | $7,876 Land $1,125 Building $6,751 | $52,508 Land $7,500 Building $45,008 |
| 2022 | $1,176.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2005–2011) |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILOAM W/A #4-PINE BLUFF public/private · serves 515 people · EPA ID MS0130017 |
|---|---|
| Water Source | Groundwater |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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