64 Ridge St, West Point, MS 39773 Property Records

Clay County property record for 64 Ridge St, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,166 sqft · built 1979
Owner	Individual Name on Record
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083B211C 0830400`

Property Details

APN / Parcel Number

Primary APN	`083B211C 0830400`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	1,166 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Galvanized Metal
Patio Area	80 sqft
Utility Building	160 sqft

Location & Zoning

Street Address	64 RIDGE ST
City	WEST POINT
State	MS
Zip	39773-2168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST ESTATE LOT 10 DB 157/268
Legal Subdivision	HILLCREST ESTATE
Legal Lot Number	10
Jurisdiction	CLAY MS
Township / Civil Division	4
Census Block Group	4
Census Block	4007
Census Tract	950300

Owner

Source: Clay County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	64 RIDGE ST, WEST POINT, MS 39773-2168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 1982
Deed Sale	May 7, 1982
Deed Document Number	0000157268
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	64 RIDGE ST, WEST POINT, MS 39773-2168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	516/591
Date	Sep 6, 2019
Book Page	516/591
Instrument	2019005219

Lender

Name	CADENCE BANK NA
Type	Bank
Address	SPRING, TX 77380

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 27, 2034

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$5,420 (-) Land $750 Building $4,670	$54,198 (-) Land $7,500 Building $46,698
2023	$5,420 Land $750 Building $4,670	$54,198 Land $7,500 Building $46,698

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2005–2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding, Apr 2011 · 3 claims Hurricane Katrina, Aug 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILOAM W/A #4-PINE BLUFF public/private · serves 515 people · EPA ID MS0130017
Water Source	Groundwater
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20