90 Morgan St, Marion, NC 28752 Property Records

McDowell County property record for 90 Morgan St, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,405 sqft · built 1900
Lot Size	0.413 acres (17,976 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,000 (Mar 2026)
Tax Bill	$776 (2025)
Deeds & Mortgages	Mar 2026 Sale Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1701-11-65-2788`

Property Details

APN / Parcel Number

Primary APN	`1701-11-65-2788`
Alternative APN	`71895`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,405 sqft Heated Area
Gross Area	2,835 sqft
1st Floor Area	1,485 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1950
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	17,976 sqft (0.413 acres)
Lot Dimensions	214 ft deep x 84 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	71895
Street Address	90 MORGAN ST
City	MARION
State	NC
Zip	28752-4852
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	1
Census Block	1005
Census Tract	970500

Owner

Source: McDowell County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 MORGAN ST, MARION, NC 28752-4852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Warranty Deed, Transfer
Mar 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	Nov 18, 2015 · Amount on Record
Deed Document Number	20261208
Deed Book / Page	1531 / 876
Prior Transfer Date	Mar 10, 2020
Prior Transfer Doc	0013030715
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Mar 16, 2026
Property Address	90 MORGAN ST, MARION, NC 28752-4852
Document Number	0015310876
Book / Page	1531 / 876
Instrument Date	Mar 16, 2026
Instrument	2026001208
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Amount	Amount Recorded
Tax	$262.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1272 OLD GLENWOOD RD, MARION, NC 28752-7765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 MORGAN ST, MARION, NC 28752-4852

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDOWELL NC
Recording Date	Mar 17, 2020
Property Address	90 MORGAN ST, MARION, NC 28752-4852
Document Number	0013030715
Book / Page	1303 / 715
Instrument Date	Mar 10, 2020
Instrument	2020001309
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 MORGAN ST, MARION, NC 28752-4852

Mortgage

Document Number	2020001310
Date	Mar 17, 2020
Instrument	2020001310

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$776.00	$129,910 (-) Land $35,000 Building $94,910
2023	$776.00	$129,910 Land $35,000 Building $94,910	$129,910 Land $35,000 Building $94,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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