McDowell County property record for 44 Morgan St, Marion, NC 28752
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,404 sqft · built 1940 |
| Lot Size | 1.94 acres (84,645 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $189,000 (Mar 2000) |
| Tax Bill | $739 (2025) |
| Deeds & Mortgages | Nov 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1701-11-66-0077 |
| Primary APN | 1701-11-66-0077 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,404 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 84,645 sqft (1.94 acres) |
| Lot Dimensions | 297 ft deep x 285 ft wide |
| Garage Type | Mixed |
| Garage Area | 880 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 648 sqft |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 29737 |
|---|---|
| Street Address | 44 MORGAN ST |
| City | MARION |
| State | NC |
| Zip | 28752-4852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.94 AC HOPPER SURVEY 1/20/1998 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | MARION |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 970500 |
Source: McDowell County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 44 MORGAN ST, MARION, NC 28752-4852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2000 · Amount on Record |
| Deed Sale | Mar 1, 2000 · Amount on Record |
| Deed Document Number | 0000612276 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 44 MORGAN ST, MARION, NC 28752-4852 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 44 MORGAN ST, MARION, NC 28752-4852 |
| Document Number | 0014520664 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 1452/664 |
| Instrument | 2023005382 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28207 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 886 Months |
| Due | Sep 10, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.66% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.6% |
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Marion City |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $739.00 (-48.79%) Senior Citizen's exemption | $241,370 (-) Land $60,000 Building $181,370 | |
| 2023 | $1,443.00 (+1.76%) | $241,370 (+3.45%) Land $60,000 Building $181,370 | $241,370 (+3.45%) Land $60,000 Building $181,370 |
| 2022 | $1,418.00 | $233,330 Land $50,000 Building $183,330 | $233,330 Land $50,000 Building $183,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 13 (1983–2024) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MARION serves 9,362 people · EPA ID NC0156010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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