130 Morgan St, Marion, NC 28752 Property Records

McDowell County property record for 130 Morgan St, Marion, NC 28752

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,024 sqft · built 1925
Lot Size0.942 acres (41,040 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (Sep 1993)
Tax Bill$2,265 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN1701-11-65-4629

Property Details

APN / Parcel Number

Primary APN1701-11-65-4629
Alternative APN
  • 7132

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,024 sqft Heated Area
Basement Area1,920 sqft
Finished Basement1,920 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1970
Exterior MaterialWood
Roof TypeGable
Roof MaterialClay Tile
Lot Area41,040 sqft (0.942 acres)
Lot Dimensions190 ft deep x 216 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number7132
Street Address130 MORGAN ST
CityMARION
StateNC
Zip28752-4556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description296,787 426,144
JurisdictionMCDOWELL NC
Township / Civil DivisionMARION
Census Block Group1
Census Block1005
Census Tract970500

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address130 MORGAN ST, MARION, NC 28752-4556
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 1993 · Amount on Record
Deed SaleSep 1, 1993 · Amount on Record
Deed Document Number0000461593
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address130 MORGAN ST, MARION, NC 28752-4556
Transaction TypeMortgage
Record UpdatedDec 21, 2023
Title CompanySTEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 MORGAN ST, MARION, NC 28752-4556

Mortgage

Document Number0014050890
DateJul 12, 2022
Book Page1405/890
Instrument2022004148
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
MunicipalityMarion City
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,265.00$378,910 (-) Land $75,000 Building $303,910
2023$2,265.00$378,910 Land $75,000 Building $303,910$378,910 Land $75,000 Building $303,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims13 (1983–2024)
Claims Outside the SFHA3 of 13
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MARION
serves 9,362 people · EPA ID NC0156010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Skyrunner
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Optimum.

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