90 Middlesex St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 90 Middlesex St, Winchester, MA 01890

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 2,183 sqft · built 2010
Lot Size	0.187 acres (8,126 sqft)
Owner	2 Individual Names on File
Last Sale	$829,900 (Jan 2019)
Tax Bill	$14,416 (2026)
Deeds & Mortgages	Oct 2020 Refinance Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:015 B:0028 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:015 B:0028 L:0`
Alternative APN	`WINC M:015 B:0141 L:0`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,183 sqft Living Area
Gross Area	2,850 sqft
Basement Area	670 sqft
Unfinished Basement	167 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,126 sqft (0.187 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	90 MIDDLESEX ST
City	WINCHESTER
State	MA
Zip	01890-1829
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RG
Legal Block	141
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1000
Census Tract	338300

Owner

90 Middlesex St, a condominium, is owned and occupied by two individuals who bought it in January 2019.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	90 MIDDLESEX ST, WINCHESTER, MA 01890-1829
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Jan 30, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2019 · Amount on File
Deed Sale	Jan 30, 2019 · Amount on File
Prior Sale	Mar 19, 2010 · Amount on File
Deed Document Number	201912551
Deed Book / Page	72178 / 490
Prior Transfer Date	Jan 15, 2019
Prior Transfer Doc	72178-490
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	90 MIDDLESEX ST, WINCHESTER, MA 01890-1829
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75870-113
Date	Oct 13, 2020
Book Page	75870/113
Instrument	185244

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jan 30, 2019
Property Address	90 MIDDLESEX ST, WINCHESTER, MA 01890-1829
Document Number	72178-490
Book / Page	72178 / 490
Instrument Date	Jan 15, 2019
Instrument	12551
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 MIDDLESEX ST # 90, 90, WINCHESTER, MA 01890-1829

Mortgage

Document Number	12552
Date	Jan 30, 2019
Instrument	12552

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 90 Middlesex St was $14,416, up 14,316% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,416.00 (+14,316%)	$1,301,100 (+44.12%) Building $1,301,100	$1,113,880 (+0.79%)
2025	$100.00 (-99.11%)	$902,800 (-9.08%) Building $902,800	$1,105,135
2024	$11,251.00 (+2.51%)	$993,000 (+6.75%) Building $993,000
2023	$10,976.00	$930,200 Building $930,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 90 Middlesex St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 Middlesex St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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