82 Middlesex St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 82 Middlesex St, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,508 sqft · built 1868
Lot Size	0.086 acres (3,733 sqft)
Owner	Individual Name on Record
Last Sale	$331,000 (Jul 2024)
Tax Bill	$10,197 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Jul 2024 Sale & Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:015 B:0026 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:015 B:0026 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,508 sqft Living Area
Gross Area	2,278 sqft
Basement Area	754 sqft
Unfinished Basement	754 sqft

Exterior

Year Built	Built 1868
Effective Year Built	Effective 1868
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,733 sqft (0.086 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	82 MIDDLESEX ST
City	WINCHESTER
State	MA
Zip	01890-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Block	26
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1000
Census Tract	338300

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	82-88 MIDDLESEX ST # 88, 88, CHELMSFORD, MA 01824
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Jul 25, 2024	Quit Claim Deed, Transfer · Stand-Alone Refinance GUARANTEED RATE INC
Nov 20, 2023	Condominium Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Nov 16, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 14, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP
Jun 19, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2024 · Amount on Record
Deed Sale	Jul 25, 2024 · Amount on Record
Prior Sale	Nov 20, 2023 · Amount on Record
Deed Book / Page	38640 / 68
Prior Transfer Date	Jun 24, 2024
Prior Transfer Doc	0038640-68
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	82 MIDDLESEX ST, WINCHESTER, MA 01890-1829
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078632-58
Date	Sep 7, 2021
Book Page	78632/58
Instrument	198423

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2046

Interest

Rate Type	Adjustable Rate

July 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELMSFORD MA
Recording Date	Jul 25, 2024
Property Address	82 MIDDLESEX ST, WINCHESTER, MA 01890-1829
Document Number	0038640-68
Book / Page	38640 / 68
Instrument Date	Jun 24, 2024
Instrument	202400021850
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82-88 MIDDLESEX ST #88 # 88, 88, CHELMSFORD, MA 01824

Mortgage

Document Number	202400021851
Date	Jul 25, 2024
Instrument	202400021851

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

November 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	CHELMSFORD MA
Recording Date	Nov 20, 2023
Property Address	82 MIDDLESEX ST, WINCHESTER, MA 01890-1829
Document Number	0038194-80
Book / Page	38194 / 80
Instrument Date	Nov 20, 2023
Instrument	34516
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82-88 MIDDLESEX ST #82 # 82, 82, CHELMSFORD, MA 01824

Mortgage

Document Number	0000034517
Date	Nov 20, 2023
Instrument	34517

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Nov 16, 2022
Property Address	82 MIDDLESEX ST, WINCHESTER, MA 01890-1829
Document Number	080950-589
Book / Page	80950 / 589
Instrument Date	Nov 15, 2022
Instrument	168811
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 MIDDLESEX ST, WINCHESTER, MA 01890-1829

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jul 14, 2021
Property Address	82 MIDDLESEX ST, WINCHESTER, MA 01890-1829
Document Number	0078244-50
Book / Page	78244 / 50
Instrument Date	May 19, 2021
Instrument	158796
Transaction Type	Transfer
Record Updated	Jul 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	82 MIDDLESEX ST, WINCHESTER, MA 01890-1829

Mortgage

Document Number	0000158797
Date	Jul 14, 2021
Instrument	158797

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	82 MIDDLESEX ST, WINCHESTER, MA 01890-1829
Document Number	71379-548
Instrument Date	Jun 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	82 MIDDLESEX ST WINCHESTER MA 018901829, WINCHESTER, MA 01890-1829

Mortgage

Document Number	71379-548
Date	Jul 27, 2018
Book Page	071379/000548
Instrument	113023

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,197.00 (+10,412.37%)	$920,300 (+4.59%) Land $572,300 Building $348,000	$1,003,835 (-10.42%)
2025	$97.00 (-98.97%)	$879,900 (+5.48%) Land $543,600 Building $336,300	$1,120,620
2024	$9,451.00 (+2.31%)	$834,200 (+6.55%) Land $515,000 Building $319,200
2023	$9,238.00	$782,900 Land $472,100 Building $310,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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