78 Middlesex St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 78 Middlesex St, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,529 sqft · built 1900
Lot Size	0.089 acres (3,864 sqft)
Owner	2 Individuals on Record
Last Sale	$1,580,000 (Nov 2024)
Tax Bill	$117 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Feb 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WINC M:015 B:0025 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:015 B:0025 L:0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,529 sqft Living Area
Gross Area	3,057 sqft
Basement Area	1,015 sqft
Unfinished Basement	507 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,864 sqft (0.089 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	78 MIDDLESEX ST
City	WINCHESTER
State	MA
Zip	01890-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Block	25
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1000
Census Tract	338300

Owner

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	78 MIDDLESEX ST, WINCHESTER, MA 01890-1829
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC
Feb 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CLARK CARE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2024 · Amount on Record
Deed Sale	Nov 29, 2024 · Amount on Record
Prior Sale	Dec 9, 2022 · Amount on Record
Deed Document Number	2024136855
Deed Book / Page	83530 / 358
Record Updated	Jun 8, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Dec 9, 2022
Property Address	78 MIDDLESEX ST, WINCHESTER, MA 01890-1829
Document Number	081043-361
Book / Page	81043 / 361
Instrument Date	Dec 9, 2022
Instrument	179960
Transaction Type	Transfer
Record Updated	Dec 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SOUTH ST, JAMAICA PLAIN, MA 02130-3814

Mortgage

Document Number	0000179961
Date	Dec 9, 2022
Instrument	179961

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jan 1, 2030
Max Rate At Change	2.75%
Index	1-Year CMT

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	78 MIDDLESEX ST, WINCHESTER, MA 01890-1829
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079729-403
Date	Feb 24, 2022
Book Page	79729/403
Instrument	28988

Lender

Name	CLARK CARE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$117.00 (-98.52%)	$1,060,100 (+51.79%) Land $545,400 Building $514,700	$1,457,490
2024	$7,913.00 (+2.91%)	$698,400 (+7.18%) Land $516,700 Building $181,700
2023	$7,689.00	$651,600 Land $473,600 Building $178,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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