90 Harding Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 90 Harding Ave, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,552 sqft · built 1955
Lot Size	0.164 acres (7,126 sqft)
Owner	2 Individual Names on File
Last Sale	$439,000 (May 2019)
Tax Bill	$13,406 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00305-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`10-00305-0000-00004`
Alternative APNs	`100030500004` `407500`

Interior

Building Area	1,552 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	7,126 sqft (0.164 acres)
Lot Dimensions	95 ft deep x 75 ft wide

Location & Zoning

Account Number	407500
Street Address	90 HARDING AVE
City	DUMONT
State	NJ
Zip	07628-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	75X95
Legal Block	305
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	1
Census Block	1008
Census Tract	10100

Owner

90 Harding Ave is owned and occupied by two individuals who bought it in May 2019.

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	90 HARDING AVE, DUMONT, NJ 07628-1213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
May 20, 2019	Deed with Mortgage, Transfer · Conventional Mortgage NJ LENDERS
Oct 22, 2018	Grant Deed, Transfer PREMIUM TITLE INC, PREMIUM TITLE SVC INC
May 8, 2018	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2019 · Amount on File
Deed Sale	May 20, 2019 · Amount on File
Prior Sale	Oct 22, 2018 · Amount on File
Deed Document Number	201931422
Deed Book / Page	3246 / 2071
Prior Transfer Date	Feb 6, 2018
Prior Transfer Doc	0029342311
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	90 HARDING AVE, DUMONT, NJ 07628-1213
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039391031
Date	Feb 1, 2021
Book Page	3939/1031
Instrument	21-014044

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jan 1, 2041

May 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	May 20, 2019
Property Address	90 HARDING AVE, DUMONT, NJ 07628-1213
Document Number	0032462071
Book / Page	003246 / 002071
Instrument Date	Apr 22, 2019
Instrument	31422
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$439.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	90 HARDING AVE DUMONT NJ 076281213, DUMONT, NJ 07628-1213

Mortgage

Document Number	32462077
Date	May 20, 2019
Book Page	003246/002077
Instrument	31422

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 22, 2018
Property Address	90 HARDING AVE, DUMONT, NJ 07628-1213
Document Number	0030871943
Book / Page	003087 / 001943
Instrument Date	Oct 8, 2018
Instrument	75243
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	PREMIUM TITLE INC, PREMIUM TITLE SVC INC

Transaction

Amount	Amount on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	86 PARK AVE EMERSON NJ 076301717, EMERSON, NJ 07630-1717

May 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	BERGEN NJ
Recording Date	May 8, 2018
Property Address	90 HARDING AVE, DUMONT, NJ 07628-1213
Document Number	0029342311
Book / Page	002934 / 002311
Instrument Date	Feb 6, 2018
Instrument	32337
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$536.37
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5720 PREMIER PARK DR WEST PALM BEACH FL 334071610, WEST PALM BEACH, FL 33407-1610

Tax Assessment & Valuation

The 2025 property tax bill for 90 Harding Ave was $13,406, down 8% from the year before.

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$617,800 (+7.84%) Land $363,000 Building $254,800	$617,800 (+7.84%) Land $363,000 Building $254,800
2025	$13,406.00 (-8.03%)	$572,900 Land $330,900 Building $242,000	$572,900 Land $330,900 Building $242,000
2024	$14,577.00
2023		$358,600 Land $176,600 Building $182,000	$358,600 Land $176,600 Building $182,000
2022	$13,924.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 90 Harding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 Harding Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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