82 Harding Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 82 Harding Ave, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,456 sqft · built 1954
Lot Size	0.164 acres (7,126 sqft)
Owner	2 Individual Names on File
Last Sale	$467,500 (Aug 2017)
Tax Bill	$12,568 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00305-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`10-00305-0000-00005`
Alternative APNs	`100030500005` `407600`

Interior

Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	7,126 sqft (0.164 acres)
Lot Dimensions	95 ft deep x 75 ft wide

Location & Zoning

Account Number	407600
Street Address	82 HARDING AVE
City	DUMONT
State	NJ
Zip	07628-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	75X95
Legal Subdivision	DELONG GARDENS SEC 3
Legal Block	305
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	1
Census Block	1008
Census Tract	10100

Owner

82 Harding Ave is owned and occupied by two individuals who bought it in August 2017.

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	82 HARDING AVE, DUMONT, NJ 07628-1213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 24, 2017	Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2017 · Amount on File
Deed Sale	Aug 24, 2017 · Amount on File
Prior Sale	Jan 13, 2005 · Amount on File
Deed Document Number	201763582
Deed Book / Page	2703 / 1927
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	82 HARDING AVE, DUMONT, NJ 07628-1213
Transaction Type	Mortgage
Record Updated	Mar 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039881399
Date	Mar 2, 2021
Book Page	3988/1399
Instrument	2021028918

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	238 Months
Due	Jan 1, 2041

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 24, 2017
Property Address	82 HARDING AVE, DUMONT, NJ 07628-1213
Document Number	0027031927
Book / Page	02703 / 1927
Instrument Date	Aug 10, 2017
Instrument	17-063582
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,863.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	82 HARDING AVE, 82, DUMONT, NJ 07628-1213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 HARDING AVE, DUMONT, NJ 07628-1213

Mortgage

Document Number	0027031933
Date	Aug 24, 2017
Book Page	02703/1933
Instrument	17-063582.01

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 82 Harding Ave was $12,568, down 7.1% from the year before.

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$580,100 (+8.01%) Land $363,000 Building $217,100	$580,100 (+8.01%) Land $363,000 Building $217,100
2025	$12,568.00 (-7.07%)	$537,100 Land $330,900 Building $206,200	$537,100 Land $330,900 Building $206,200
2024	$13,524.00
2023		$332,700 Land $176,600 Building $156,100	$332,700 Land $176,600 Building $156,100
2022	$12,918.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82 Harding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 Harding Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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