71 Harding Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 71 Harding Ave, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,508 sqft · built 1954
Lot Size	0.179 acres (7,789 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Sep 2017)
Tax Bill	$13,230 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00307-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`10-00307-0000-00012`
Alternative APNs	`100030700012` `409000`

Interior

Building Area	1,508 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	7,789 sqft (0.179 acres)
Lot Dimensions	95 ft deep x 82 ft wide

Location & Zoning

Account Number	409000
Street Address	71 HARDING AVE
City	DUMONT
State	NJ
Zip	07628-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	82X95
Legal Subdivision	DELONG GARDENS SEC 3
Legal Block	307
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	1
Census Block	1007
Census Tract	10100

Owner

71 Harding Ave is owned and occupied by an individual who bought it in September 2017.

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	71 HARDING AVE, DUMONT, NJ 07628-1212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Sep 19, 2017	Grant Deed, Transfer · Conventional with PMI NJ LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2017 · Amount on File
Deed Sale	Sep 19, 2017 · Amount on File
Deed Document Number	201769645
Deed Book / Page	2725 / 270
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	71 HARDING AVE, DUMONT, NJ 07628-1212
Transaction Type	Mortgage
Record Updated	May 9, 2022
Title Company	OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038891753
Date	Dec 30, 2020
Book Page	3889/1753
Instrument	2020140748

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2040

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 19, 2017
Property Address	71 HARDING AVE, DUMONT, NJ 07628-1212
Document Number	0027250270
Book / Page	002725 / 000270
Instrument Date	Aug 21, 2017
Transaction Type	Transfer
Record Updated	Oct 12, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 HARDING AVE DUMONT NJ 076281212, DUMONT, NJ 07628-1212

Mortgage

Document Number	27250277
Date	Sep 19, 2017
Book Page	002725/000277

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 71 Harding Ave was $13,230, up 5.5% from the year before.

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$610,100 (+7.91%) Land $368,500 Building $241,600	$610,100 (+7.91%) Land $368,500 Building $241,600
2025	$13,230.00 (+5.54%)	$565,400 Land $336,000 Building $229,400	$565,400 Land $336,000 Building $229,400
2024	$12,536.00
2023		$308,400 Land $181,600 Building $126,800	$308,400 Land $181,600 Building $126,800
2022	$11,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 71 Harding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 71 Harding Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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