90 Forest Ridge Dr, Mars Hill, NC 28754 Property Records

Madison County property record for 90 Forest Ridge Dr, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,678 sqft · built 2010
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on File
Last Sale	$785,000 (May 2023)
Tax Bill	$3,829 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9746-87-6968`

Property Details

APN / Parcel Number

Primary APN	`9746-87-6968`
Alternative APNs	`9746876968 0015180` `15180`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	4,678 sqft Heated Area
1st Floor Area	2,339 sqft
Basement Area	2,339 sqft
Finished Basement	2,339 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	91,476 sqft (2.1 acres)
Garage Area	552 sqft
Porch	Patio
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	90 FOREST RIDGE DR
City	MARS HILL
State	NC
Zip	28754-6382
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	FOREST RIDGE ESTATES LO:1 PL:3-656
Legal Subdivision	FOREST RIDGE
Legal Block	87
Legal Lot Number	1
Jurisdiction	MADISON NC
Township / Civil Division	3, MARS HILL
Census Block Group	3
Census Block	3026
Census Tract	10602

Owner

90 Forest Ridge Dr is owned and occupied by two individuals who bought it in May 2023.

Source: Madison County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	90 FOREST RIDGE DR, MARS HILL, NC 28754-6382
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC
Sep 9, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
May 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2023 · Amount on File
Deed Sale	May 5, 2023 · Amount on File
Prior Sale	Nov 21, 2013 · Amount on File
Deed Document Number	2023350673
Deed Book / Page	771 / 747
Prior Transfer Date	May 16, 2019
Prior Transfer Doc	0006690303
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	May 5, 2023
Property Address	90 FOREST RIDGE DR, MARS HILL, NC 28754-6382
Document Number	0007710747
Book / Page	771 / 747
Map Reference	MB 3 PG 656
Instrument Date	Apr 28, 2023
Instrument	350673
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2189 MESCALERO AVE, GRAND JUNCTION, CO 81507-2520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 FOREST RIDGE DR, MARS HILL, NC 28754-6382

Mortgage

Document Number	0000350674
Date	May 5, 2023
Instrument	350674

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	90 FOREST RIDGE DR, MARS HILL, NC 28754-6382
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006740616
Date	Sep 9, 2019
Book Page	674/616
Instrument	333767

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON NC
Recording Date	May 21, 2019
Property Address	90 FOREST RIDGE DR, MARS HILL, NC 28754-6382
Document Number	0006690303
Book / Page	000669 / 000303
Instrument Date	May 16, 2019
Instrument	332709
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 FOREST RIDGE DR MARS HILL NC 287546382, MARS HILL, NC 28754-6382

Tax Assessment & Valuation

The 2025 property tax bill for 90 Forest Ridge Dr was $3,829, up 0.7% from the year before.

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Municipality	Mars Hill Town
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,829.00 (+0.68%)	$811,089 (-) Land $72,290 Building $738,799	$811,089 (-) Land $72,290 Building $738,799
2024	$3,803.00	$811,089 (+70.16%) Land $72,290 Building $738,799	$811,089 (+70.16%) Land $72,290 Building $738,799
2023		$476,649 Land $42,506 Building $434,143	$476,649 Land $42,506 Building $434,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 90 Forest Ridge Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 Forest Ridge Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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