384 Forest Ridge Dr, Mars Hill, NC 28754 Property Records

Madison County property record for 384 Forest Ridge Dr, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,816 sqft · built 1992
Lot Size	3.03 acres (131,987 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (Mar 2024)
Tax Bill	$2,706 (2025)
Deeds & Mortgages	Mar 2024 Sale Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9746-86-4198`

Property Details

APN / Parcel Number

Primary APN	`9746-86-4198`
Alternative APNs	`9746864198 0015174` `15174`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,816 sqft Heated Area
1st Floor Area	1,512 sqft
Basement Area	1,816 sqft
Unfinished Basement	1,816 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	131,987 sqft (3.03 acres)
Garage Area	304 sqft
Porch	Patio
Porch Area	48 sqft
Deck Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Heat Pump

Location & Zoning

Street Address	384 FOREST RIDGE DR
City	MARS HILL
State	NC
Zip	28754-6244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	FOREST RIDGE LO:7 PL:3-656
Legal Subdivision	FOREST RIDGE SUBDIVISION
Legal Block	86
Legal Lot Number	7
Jurisdiction	MADISON NC
Township / Civil Division	3, MARS HILL
Census Block Group	3
Census Block	3027
Census Tract	10602

Owner

384 Forest Ridge Dr is owned by an individual who bought it in March 2024.

Source: Madison County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	225 EVERGREEN DR, WINSTON SALEM, NC 27106-4919
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Warranty Deed, Transfer
Jul 15, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 27, 2020	Deed of Trust, Mortgage · FHA Mortgage JAMES B NUTTER & CO
Dec 17, 2019	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2024 · Amount on File
Deed Sale	Mar 19, 2024 · Amount on File
Prior Sale	Jul 15, 2022 · Amount on File
Deed Document Number	2024354019
Deed Book / Page	789 / 447
Prior Transfer Date	Sep 7, 2016
Prior Transfer Doc	0006160748
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Mar 19, 2024
Property Address	384 FOREST RIDGE DR, MARS HILL, NC 28754-6244
Document Number	0007890447
Book / Page	789 / 447
Map Reference	MB 3 PG 657
Instrument Date	Mar 12, 2024
Instrument	354019
Transaction Type	Transfer
Record Updated	Apr 4, 2024

Transaction

Amount	Amount on Record
Tax	$1,230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 RIVERVIEW DR, CANTON, NC 28716-3525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 EVERGREEN DR, WINSTON SALEM, NC 27106-4919

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Jul 15, 2022
Property Address	384 FOREST RIDGE DR, MARS HILL, NC 28754-6244
Document Number	0007550195
Book / Page	755 / 195
Map Reference	MB 3 PG 656&657
Instrument Date	Jul 14, 2022
Instrument	347552
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,178.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 WOODLAND DR, 111, MARS HILL, NC 28754-9704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 FOREST RIDGE DR, MARS HILL, NC 28754-6244

Mortgage

Document Number	0000347553
Date	Jul 15, 2022
Instrument	347553

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	384 FOREST RIDGE DR, MARS HILL, NC 28754-6244
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007020670
Date	Oct 27, 2020
Book Page	702/670
Instrument	338578

Lender

Name	JAMES B NUTTER & CO
Type	Mortgage Company
Address	KANSAS CITY, MO 64111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Dec 17, 2019
Property Address	384 FOREST RIDGE DR, MARS HILL, NC 28754-6244
Document Number	0006810024
Book / Page	681 / 024
Map Reference	MB 3 PG 656&657
Instrument Date	Dec 5, 2019
Instrument	334917
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$633.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	563 ASPEN MEADOWS WAY, 563, LINCOLN, CA 95648-2614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 FOREST RIDGE DR, MARS HILL, NC 28754-6244

Mortgage

Document Number	334918
Date	Dec 17, 2019
Instrument	334918

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 384 Forest Ridge Dr was $2,706, up 5.3% from the year before.

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,706.00 (+5.25%)	$561,452 (-) Land $90,251 Building $471,201	$561,452 (-) Land $90,251 Building $471,201
2024	$2,571.00	$561,452 (+77%) Land $90,251 Building $471,201	$561,452 (+77%) Land $90,251 Building $471,201
2023		$317,203 Land $53,315 Building $263,888	$317,203 Land $53,315 Building $263,888

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 384 Forest Ridge Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 384 Forest Ridge Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000

May also be available: Spectrum, Verizon.

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