130 Forest Ridge Dr, Mars Hill, NC 28754 Property Records

Madison County property record for 130 Forest Ridge Dr, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,050 sqft · built 2018
Lot Size	4.51 acres (196,456 sqft)
Owner	2 Individual Names on File
Last Sale	$62,000 (Mar 1999)
Tax Bill	$3,058 (2025)
Deeds & Mortgages	May 2020 Mortgage Dec 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9746-87-5696`

Property Details

APN / Parcel Number

Primary APN	`9746-87-5696`
Alternative APNs	`9746875696 0015169` `15169`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,050 sqft Heated Area
1st Floor Area	2,050 sqft
Basement Area	1,430 sqft
Finished Basement	1,430 sqft
Unfinished Basement	1,430 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	196,456 sqft (4.51 acres)
Garage Area	729 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Heat Pump

Location & Zoning

Street Address	130 FOREST RIDGE DR
City	MARS HILL
State	NC
Zip	28754-8720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Subdivision	FOREST RDG SUB
Legal Block	87
Jurisdiction	MADISON NC
Township / Civil Division	3, MARS HILL
Census Block Group	3
Census Block	3027
Census Tract	10602

Owner

130 Forest Ridge Dr is owned and occupied by two individuals who bought it in March 1999.

Source: Madison County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	130 FOREST RIDGE DR, MARS HILL, NC 28754-8720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED CMNTY BK
Dec 19, 2018	Loan Modification, Mortgage UNITED CMNTY MTG SVCS
Sep 25, 2017	Deed of Trust, Construction Loan · Construction Mortgage UNITED CMNTY MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 1999 · Amount on File
Deed Sale	Mar 19, 1999 · Amount on File
Deed Book / Page	317 / 756
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	MARS HILL, NC 28754
Document Number	0006900784
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 FOREST RIDGE DR MARS HILL NC 287548720, MARS HILL, NC 28754-8720

Mortgage

Document Number	0006900784
Date	May 27, 2020
Book Page	000690/000784
Instrument	336618

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 26, 2050

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON NC
Property Address	MARS HILL, NC 28754
Document Number	0006640165
Instrument Date	Dec 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 FOREST RIDGE DR MARS HILL NC 28754, MARS HILL, NC 28754

Mortgage

Document Number	0006640165
Date	Feb 4, 2019
Book Page	000664/000165
Instrument	331626

Lender

Name	UNITED CMNTY MTG SVCS
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

September 2017: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Recording Date	Sep 25, 2017
Property Address	MARS HILL, NC 28754
Document Number	0006370456
Book / Page	000637 / 000456
Instrument Date	Sep 22, 2017
Instrument	326716
Transaction Type	Construction Loan
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 BREYERTON CT ASHEVILLE NC 288044412, ASHEVILLE, NC 28804-4412

Mortgage

Document Number	6370456
Date	Sep 25, 2017
Book Page	000637/000456
Instrument	326716

Lender

Name	UNITED CMNTY MTG SVCS
Type	Mortgage Company
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 130 Forest Ridge Dr was $3,058.

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,058.00	$639,572 Land $110,043 Building $529,529	$639,572 Land $110,043 Building $529,529
2023		$548,854 Land $65,227 Building $483,627	$548,854 Land $65,227 Building $483,627

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Forest Ridge Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Forest Ridge Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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