90 Ferrum Forest Ln, Ferrum, VA 24088 Property Records

Franklin County property record for 90 Ferrum Forest Ln, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,296 sqft · built 1978
Lot Size	9.68 acres (421,661 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,500 (Oct 2021)
Tax Bill	$790 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`080 00-012 00`

Property Details

APN / Parcel Number

Primary APN	`080 00-012 00`
Alternative APN	`24866`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,905 sqft
1st Floor Area	1,296 sqft
Basement Area	864 sqft
Finished Basement	432 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	421,661 sqft (9.68 acres)
Terrain	Rolling
Deck Area	15 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24866
Street Address	90 FERRUM FOREST LN
City	FERRUM
State	VA
Zip	24088-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	FERRUM FOREST LOT 8
Legal Subdivision	FERRUM FORES
Legal Lot Number	8
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1037
Census Tract	20701

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 FERRUM FOREST LN, FERRUM, VA 24088-2529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 5, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 28, 2021	Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Nov 15, 2019	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2021 · Amount on Record
Deed Sale	Oct 28, 2021 · Amount on Record
Prior Sale	Nov 15, 2019 · Amount on Record
Deed Document Number	202110190
Deed Book / Page	1173 / 740
Prior Transfer Date	Nov 30, 2007
Prior Transfer Doc	00092601938
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	90 FERRUM FOREST LN, FERRUM, VA 24088-2529
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 FERRUM FOREST LN, FERRUM, VA 24088-2529

Mortgage

Document Number	0012002158
Date	Jun 29, 2023
Book Page	1200/2158
Instrument	230003666

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Nov 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	90 FERRUM FOREST LN, FERRUM, VA 24088-2529
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 FERRUM FOREST LN, FERRUM, VA 24088-2529

Mortgage

Document Number	0011940400
Date	Jan 5, 2023
Book Page	1194/400
Instrument	230000068

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Nov 1, 2051

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 28, 2021
Property Address	90 FERRUM FOREST LN, FERRUM, VA 24088-2529
Document Number	0011730740
Book / Page	1173 / 740
Map Reference	MB 6 PG 40
Instrument Date	Oct 20, 2021
Instrument	210010190
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	AMERICAN TITLE AND SETTLEMENT AGENCY, AMERICAN TTL & STLMT AGCY L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	90 FERRUM FOREST LN, FERRUM, VA 24088-2529

Mortgage

Document Number	210010191
Date	Oct 28, 2021
Instrument	210010191

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Nov 15, 2019
Property Address	90 FERRUM FOREST LN, FERRUM, VA 24088-2529
Document Number	0011301210
Book / Page	001130 / 001210
Instrument Date	Nov 14, 2019
Instrument	7388
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 FERRUM FOREST LN FERRUM VA 240882529, FERRUM, VA 24088-2529

Mortgage

Document Number	11301213
Date	Nov 15, 2019
Book Page	001130/001213
Instrument	7389

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$790.00 (+9.27%)	$183,800 (+54.97%) Land $39,400 Building $144,400	$183,800 (+54.97%) Land $39,400 Building $144,400
2023	$723.00	$118,600 (-) Land $32,400 Building $86,200	$118,600 (-) Land $32,400 Building $86,200
2022		$118,600 Land $32,400 Building $86,200	$118,600 Land $32,400 Building $86,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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