123 Ferrum Forest Ln, Ferrum, VA 24088 Property Records

Franklin County property record for 123 Ferrum Forest Ln, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,557 sqft · built 1991
Lot Size	5.06 acres (220,762 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Jul 2024)
Tax Bill	$1,426 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080 00-008 00`

Property Details

APN / Parcel Number

Primary APN	`080 00-008 00`
Alternative APN	`24862`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,557 sqft Living Area
Gross Area	3,297 sqft
1st Floor Area	1,360 sqft
Basement Area	1,625 sqft
Finished Basement	1,463 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	220,762 sqft (5.06 acres)
Terrain	Rolling
Porch	Slab
Porch Area	88 sqft
Deck Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24862
Street Address	123 FERRUM FOREST LN
City	FERRUM
State	VA
Zip	24088-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	FERRUM FORREST LOT 5
Legal Subdivision	FERRUM FORRES
Legal Lot Number	5
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1037
Census Tract	20701

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 FERRUM FOREST LN, FERRUM, VA 24088-2532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2024 · Amount on Record
Deed Sale	Jul 29, 2024 · Amount on Record
Prior Sale	Jun 19, 2012 · Amount on Record
Deed Document Number	20244488
Deed Book / Page	1216 / 1724
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Recording Date	Jul 2, 2026
Property Address	123 FERRUM FOREST LN, FERRUM, VA 24088-2532
Document Number	0000004382
Book / Page	1247 / 246
Instrument Date	Jul 2, 2026
Instrument	20264382
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 FERRUM FOREST LN, FERRUM, VA 24088-2532

Mortgage

Document Number	0000004382,
Date	Jul 2, 2026
Book Page	1247/246
Instrument	20264382

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,426.00 (-3.71%)	$331,800 (+36.66%) Land $30,100 Building $301,700	$331,800 (+36.66%) Land $30,100 Building $301,700
2023	$1,481.00	$242,800 (-) Land $23,100 Building $219,700	$242,800 (-) Land $23,100 Building $219,700
2022		$242,800 Land $23,100 Building $219,700	$242,800 Land $23,100 Building $219,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ferrum Forest Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures