165 Ferrum Forest Ln, Ferrum, VA 24088 Property Records

Franklin County property record for 165 Ferrum Forest Ln, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,792 sqft · built 1989
Lot Size	5.98 acres (260,489 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (Nov 2020)
Tax Bill	$1,108 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080 00-007 00`

Property Details

APN / Parcel Number

Primary APN	`080 00-007 00`
Alternative APN	`24861`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
Gross Area	3,360 sqft
1st Floor Area	1,232 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	260,489 sqft (5.98 acres)
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	336 sqft
Deck Area	120 sqft
Patio Area	140 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24861
Street Address	165 FERRUM FOREST LN
City	FERRUM
State	VA
Zip	24088-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	FERRUM FORREST LOT 4
Legal Subdivision	FERRUM FORRES
Legal Tract	4
Legal Lot Number	4
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1037
Census Tract	20701

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	165 FERRUM FOREST LN, FERRUM, VA 24088-2532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Special Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 14, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jul 28, 2017	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Prior Sale	Jan 14, 2020 · Amount on Record
Deed Document Number	20208953
Deed Book / Page	1150 / 2077
Record Updated	Sep 20, 2026

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Nov 9, 2020
Property Address	165 FERRUM FOREST LN, FERRUM, VA 24088-2532
Document Number	0011502077
Book / Page	1150 / 2077
Map Reference	MB 6 PG 40
Instrument Date	Nov 5, 2020
Instrument	200008953
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	OMEGA TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	165 FERRUM FOREST LN, FERRUM, VA 24088-2532
Investor	Possibly a Property Investor

Mortgage

Document Number	0011502080
Date	Nov 9, 2020
Book Page	1150/2080
Instrument	200008954

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jan 14, 2020
Property Address	165 FERRUM FOREST LN, FERRUM, VA 24088-2532
Document Number	0011331718
Book / Page	001133 / 001718
Instrument Date	Nov 13, 2019
Instrument	285
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5600 GRANITE PKWY PLANO TX 750244126, PLANO, TX 75024-4126
Investor	Possibly a Property Investor

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jul 28, 2017
Property Address	165 FERRUM FOREST LN, FERRUM, VA 24088-2532
Document Number	0010952526
Book / Page	001095 / 002526
Instrument Date	Jul 12, 2017
Instrument	4628
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 FERRUM FOREST LN FERRUM VA 240882532, FERRUM, VA 24088-2532
Investor	Possibly a Property Investor

Mortgage

Document Number	10952530
Date	Jul 28, 2017
Book Page	001095/002530
Instrument	4629

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,108.00 (+4.82%)	$257,800 (+48.76%) Land $32,000 Building $225,800	$257,800 (+48.76%) Land $32,000 Building $225,800
2023	$1,057.00	$173,300 (-) Land $25,000 Building $148,300	$173,300 (-) Land $25,000 Building $148,300
2022		$173,300 Land $25,000 Building $148,300	$173,300 Land $25,000 Building $148,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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