Tate County property record for 90 Embrey Ln, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,843 sqft · built 2005 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,060 (2025) |
| Deeds & Mortgages | Sep 2022 Refinance May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 022 10 0000602 |
| Primary APN | 022 10 0000602 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,843 sqft Finished Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| Patio Area | 204 sqft |
| Street Address | 90 EMBREY LN |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-8033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW 1/4 SW 1/4 |
| Legal Range | 06 |
| Legal Township | 04 |
| Legal Section | 10 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 950100 |
Source: Tate County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 90 EMBREY LN, COLDWATER, MS 38618-8033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF HOLLY SPRINGS |
| May 26, 2020 | Deed of Trust, Mortgage · FHA Mortgage GUARANTY BANK & TRUST COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 90 EMBREY LN, COLDWATER, MS 38618-8033 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022/15776 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 2022/15776 |
| Name | BANK OF HOLLY SPRINGS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 90 EMBREY LN, COLDWATER, MS 38618-8033 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/7052 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 2020/7052 |
| Name | GUARANTY BANK & TRUST COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Tate County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,060.00 (+14.83%) | $16,838 (+24.45%) Land $1,980 Building $14,858 | $168,380 (+24.45%) Land $19,800 Building $148,580 |
| 2023 | $1,794.00 | $13,530 Land $1,980 Building $11,550 | $135,302 Land $19,800 Building $115,502 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 61% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
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