261 Embrey Ln, Coldwater, MS 38618 Property Records

Tate County property record for 261 Embrey Ln, Coldwater, MS 38618

Property Summary

Property TypeSingle Family Home
Details5 bd · 4,984 sqft · built 2004
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on Record
Tax Bill$5,832 (2025)
Deeds & MortgagesJun 2019 Mortgage
Jun 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN022 10 0000403

Property Details

APN / Parcel Number

Primary APN022 10 0000403

Interior

Bedrooms5 Beds
Total Rooms9 Rooms
Building Area4,984 sqft Finished Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area435,600 sqft (10 acres)

Exterior Amenities

Pool Area576 sqft
Pool House1,296 sqft
Patio Area640 sqft
Total Buildings2 Buildings

Location & Zoning

Street Address261 EMBREY LN
CityCOLDWATER
StateMS
Zip38618-8019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW1/2 E1/2 SE1/4 NW1/4
Legal Range06
Legal Township04
Legal Section10
JurisdictionTATE MS
Township / Civil Division5
Census Block Group1
Census Block1008
Census Tract950100

Owner

Source: Tate County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address261 EMBREY LN, COLDWATER, MS 38618-8019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2019Deed of Trust, Mortgage · Stand-Alone First Mortgage
BANKPLUS
Jun 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BANKPLUS
Feb 8, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BANKPLUS
Jun 19, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2019
Deed SaleJun 19, 2019
Deed Document Number0020192125
Deed Book / Page2019 / 2125
Record UpdatedJun 8, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address261 EMBREY LN, COLDWATER, MS 38618-8019
Transaction TypeMortgage
Record UpdatedNov 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number02019/8126
DateJun 19, 2019
Book Page2019/8126
Lender
NameBANKPLUS
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term13 Months
DueJul 1, 2020

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address261 EMBREY LN, COLDWATER, MS 38618-8019
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021/9880
DateJun 1, 2021
Book Page2021/9880
Lender
NameBANKPLUS
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term85 Months
DueJul 1, 2028

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address261 EMBREY LN, COLDWATER, MS 38618-8019
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/2277
DateFeb 8, 2021
Book Page2021/2277
Lender
NameBANKPLUS
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTATE MS
Recording DateJun 19, 2019
Property Address261 EMBREY LN, COLDWATER, MS 38618-8019
Document Number2019/2125
Book / Page2019 / 2125
Instrument DateJun 7, 2019
Transaction TypeTransfer
Record UpdatedNov 5, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyTate County
Unified School DistrictTate County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,832.00 (+14.78%)$50,103 (+23.47%) Land $3,500 Building $46,603$501,026 (+23.47%) Land $35,000 Building $466,026
2023$5,081.00$40,578 Land $3,500 Building $37,078$405,779 Land $35,000 Building $370,779

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 63% of Mississippi
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000

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