Tate County property record for 269 Embrey Ln, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,117 sqft · built 2020 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $476,200 (Oct 2021) |
| Tax Bill | $2,008 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Feb 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022 10 0000401 |
| Primary APN | 022 10 0000401 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 3,117 sqft Finished Area |
| 1st Floor Area | 2,183 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Shed | 1 Shed |
| Shed Area | 480 sqft |
| Street Address | 269 EMBREY LN |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-8019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W1/2 W1/2 SE1/4 NW1/4 |
| Legal Range | 06 |
| Legal Township | 04 |
| Legal Section | 10 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 950100 |
269 Embrey Ln is owned and occupied by two individuals who bought it in October 2021.
Source: Tate County records, as of December 23, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 269 EMBREY LN, COLDWATER, MS 38618-8019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW DAY FINANCIAL LLC |
| Feb 5, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK |
| Jan 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 1, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK |
| Oct 18, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2021 · Amount on File |
| Deed Sale | Oct 18, 2021 · Amount on File |
| Deed Book / Page | 2021 / 4621 |
| Prior Transfer Date | Oct 11, 2021 |
| Prior Transfer Doc | 2021/4621 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 269 EMBREY LN, COLDWATER, MS 38618-8019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/19015 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 2021/19015 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 269 EMBREY LN, COLDWATER, MS 38618-8019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/1563 |
|---|---|
| Date | Feb 5, 2020 |
| Book Page | 2020/1563 |
| Name | COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 269 EMBREY LN, COLDWATER, MS 38618-8019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/1566 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 2021/1566 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 269 EMBREY LN, COLDWATER, MS 38618-8019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/3939 |
|---|---|
| Date | Apr 1, 2019 |
| Book Page | 2019/3939 |
| Name | COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | May 1, 2020 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TATE MS |
| Recording Date | Oct 18, 2021 |
| Property Address | 269 EMBREY LN, COLDWATER, MS 38618-8019 |
| Document Number | 2021/4621 |
| Book / Page | 2021 / 4621 |
| Instrument Date | Oct 11, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
The 2025 property tax bill for 269 Embrey Ln was $2,008.
Source: Tate County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,008.00 | $23,910 Land $2,267 Building $21,643 | $238,043 Land $21,612 Building $216,431 |
| 2023 | $2,176.00 | $23,910 Land $2,267 Building $21,643 | $238,043 Land $21,612 Building $216,431 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 269 Embrey Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 269 Embrey Ln is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 63% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
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