90 Davis St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 90 Davis St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,156 sqft · built 1905
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$123,000 (Aug 2019)
Tax Bill	$3,783 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:12C-04700 B:130 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:12C-04700 B:130 L:0`
Alternative APNs	`LUDL M:12C B:4700 P:130` `2611`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,156 sqft Living Area
Gross Area	1,944 sqft
Basement Area	596 sqft
Unfinished Basement	596 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2611
Street Address	90 DAVIS ST
City	LUDLOW
State	MA
Zip	01056-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	4700
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1004
Census Tract	810403

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	90 DAVIS ST, LUDLOW, MA 01056-2601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Deed Document Number	201942976
Deed Book / Page	22785 / 448
Prior Transfer Date	Jul 29, 2019
Prior Transfer Doc	22785-448
Record Updated	Oct 29, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Aug 1, 2019
Property Address	90 DAVIS ST, LUDLOW, MA 01056-2601
Document Number	22785-448
Book / Page	022785 / 000448
Instrument Date	Jul 29, 2019
Instrument	42976
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$571.95
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	868 SOUTHAMPTON RD WESTFIELD MA 010851341, WESTFIELD, MA 01085-1341

Mortgage

Document Number	22785-451
Date	Aug 1, 2019
Book Page	022785/000451
Instrument	42977

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,783.00 (+2.27%)	$236,300 (+10.83%) Land $85,300 Building $151,000	$298,918 (+18.65%)
2025	$3,699.00 (+2.3%)	$213,200 (+6.65%) Land $77,500 Building $135,700	$251,940 (+6.68%)
2024	$3,616.00 (+7.75%)	$199,900 (+16.22%) Land $78,000 Building $121,900	$236,170
2023	$3,356.00	$172,000 Land $64,900 Building $107,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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