Hampden County and Ludlow Town property record for 38 Davis St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,170 sqft · built 1992 |
| Lot Size | 0.188 acres (8,189 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,153 (2025) |
| Deeds & Mortgages | May 2023 Transfer Apr 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | M:12D-04700 B:33 L:0 |
| Primary APN | M:12D-04700 B:33 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,170 sqft Living Area |
| Gross Area | 5,290 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,189 sqft (0.188 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2607 |
|---|---|
| Street Address | 38 DAVIS ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES B |
| Legal Block | 4700 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 810403 |
Source: Hampden County and Ludlow Town records · APN M:12D-04700 B:33 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 DAVIS ST, LUDLOW, MA 01056-2603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 04, 2023 | Correction Deed |
| Apr 13, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | May 03, 2023 |
| Transfer Doc | 024993-548 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | May 04, 2023 |
| Property Address | 38 DAVIS ST, LUDLOW, MA 01056-2603 |
| Document Number | 024993-548 |
| Book / Page | 24993 / 548 |
| Instrument Date | May 03, 2023 |
| Instrument | 20216 |
| Record Updated | May 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 DAVIS ST, LUDLOW, MA 01056-2603 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Apr 13, 2022 |
| Property Address | 38 DAVIS ST, LUDLOW, MA 01056-2603 |
| Document Number | 024499-144 |
| Book / Page | 24499 / 144 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 22598 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 DAVIS ST, LUDLOW, MA 01056-2603 |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,153.00 (+4.85%) | $412,300 (+9.33%) Land $69,100 Building $343,200 | $558,125 (+2.32%) |
| 2024 | $6,822.00 (+2.82%) | $377,100 (+10.88%) Land $69,100 Building $308,000 | $545,490 |
| 2023 | $6,635.00 | $340,100 Land $57,100 Building $283,000 |
Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 367 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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