53 Davis St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 53 Davis St, Ludlow, MA 01056 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,104 sqft · built 1925
Lot Size	0.267 acres (11,631 sqft)
Owner	2 Individual Names on File
Last Sale	$138,000 (Nov 2015)
Tax Bill	$4,214 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:12D-04700 B:5 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:12D-04700 B:5 L:0`
Alternative APNs	`LUDL M:12D B:4700 P:5` `2599`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	2,316 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,631 sqft (0.267 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2599
Street Address	53 DAVIS ST
City	LUDLOW
State	MA
Zip	01056-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4700
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1005
Census Tract	810403

Owner

Source: Hampden County and Ludlow Town records · APN M:12D-04700 B:5 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	53 DAVIS ST, LUDLOW, MA 01056-2604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage CITIZENS BANK
Aug 01, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 13, 2015 · Amount on Record
Deed Sale	Nov 13, 2015 · Amount on Record
Prior Sale	Oct 02, 2002 · Amount on Record
Deed Document Number	201564602
Deed Book / Page	20952 / 88
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Recording Date	Apr 10, 2026
Property Address	53 DAVIS ST, LUDLOW, MA 01056-2604
Document Number	026286-346
Book / Page	26286 / 346
Instrument Date	Mar 27, 2026
Instrument	202615535
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 DAVIS ST, LUDLOW, MA 01056-2604

Mortgage

Document Number	0000015535,
Date	Apr 10, 2026
Book Page	26286/346
Instrument	202615535

Lender

Name	CITIZENS BANK

Agreement

Amount	Amount Recorded
Term	301 Months
Due	May 01, 2051

Interest

Rate	5.98%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	53 DAVIS ST, LUDLOW, MA 01056-2604
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024662-449
Date	Aug 01, 2022
Book Page	24662/449
Instrument	46369

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 01, 2047

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	53 DAVIS ST, LUDLOW, MA 01056-2604
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23876-582
Date	May 12, 2021
Book Page	23876/582
Instrument	32282

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,214.00 (+4.41%)	$242,900 (+8.87%) Land $71,400 Building $171,500	$277,780 (+5.45%)
2024	$4,036.00 (+12.49%)	$223,100 (+21.32%) Land $71,400 Building $151,700	$263,435
2023	$3,588.00	$183,900 Land $59,300 Building $124,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 367 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
GoNetspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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