90 Cumberland Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 90 Cumberland Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 1999
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on File
Last Sale	$151,500 (Oct 2017)
Tax Bill	$1,063 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`458003236053000`

Property Details

APN / Parcel Number

Primary APN	`458003236053000`
Alternative APN	`46560`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,776 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,026 sqft (0.85 acres)
Lot Dimensions	208 ft deep x 124 ft wide
Porch	Open Porch
Porch Area	176 sqft
Deck Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	46560
Street Address	90 CUMBERLAND LN
City	MURPHY
State	NC
Zip	28906-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 TR 16-A SEC B MARY KING MTN 1473/230
Legal Tract	16
Legal Lot Number	5
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2000
Census Tract	930502

Owner

Source: Cherokee County records · APN 458003236053000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	90 CUMBERLAND LN, MURPHY, NC 28906-2334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2017 · Amount on Record
Deed Sale	Oct 25, 2017 · Amount on Record
Prior Sale	Aug 20, 2013 · Amount on Record
Deed Document Number	04930
Deed Book / Page	04930 / 0552
Record Updated	Jun 08, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 25, 2017
Property Address	90 CUMBERLAND LN, MURPHY, NC 28906-2334
Document Number	04930/0552
Book / Page	04930 / 0552
Instrument Date	Oct 10, 2017
Instrument	04930
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$303.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 CUMBERLAND LN, MURPHY, NC 28906-2334

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004931
Date	Oct 25, 2017
Instrument	04931

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,063.00	$151,990 (-)	$151,990 (-) Land $11,000 Building $140,990
2023		$151,990	$151,990 Land $11,000 Building $140,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
CND Acquisition Cable	500 / 30
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
Verizon Fixed Wireless	25 / 6
T-Mobile USA Fixed Wireless	25 / 3
Wilkes Telephone Membership Fixed Wireless	10 / 1

Based on FCC filings for 81 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cumberland Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures