Cherokee County property record for 42 Cumberland Ln, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,104 sqft · built 1994 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | Trust Name on File |
| Last Sale | $63,500 (Apr 1998) |
| Tax Bill | $764 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 458003224949000 |
| Primary APN | 458003224949000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,104 sqft Heated Area |
| Gross Area | 1,612 sqft |
| 1st Floor Area | 1,104 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,818 sqft (0.96 acres) |
| Lot Dimensions | 198 ft deep x 101 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 192 sqft |
| Deck Area | 124 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 39401 |
|---|---|
| Street Address | 42 CUMBERLAND LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-2334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 TR 16-A SEC B MARY KING MTN 826/38 |
| Legal Subdivision | MARY KING MOUNTAIN PROPERTY |
| Legal Tract | 16 |
| Legal Lot Number | 4 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 930502 |
42 Cumberland Ln is owner-occupied and held in a trust since April 2014.
Source: Cherokee County records, as of October 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 42 CUMBERLAND LN, MURPHY, NC 28906-2334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 1998 · Amount on File |
| Deed Sale | Apr 1, 1998 · Amount on File |
| Deed Book / Page | 826 / 38 |
| Last Transfer Date | Apr 8, 2014 |
| Transfer Doc | 1487/0652 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 42 Cumberland Ln was $764.
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $764.00 | $105,440 | $105,440 Land $11,000 Building $94,440 |
| 2023 | $106,320 | $106,320 Land $11,000 Building $95,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 Cumberland Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42 Cumberland Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
| RiverStreet Networks Fixed Wireless | 10 / 1 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures