9 Cumberland Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 9 Cumberland Ln, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1991
Square Footage	988 sqft Heated Area
Lot Size	58,806 sqft (1.35 acres)
Occupancy	Owner Occupied
Last Sale	$181,000 (2022)
Tax Bill	$956.00 (2025)

Owner

Source: Cherokee County records · APN 458003232197000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9 CUMBERLAND LN, MURPHY, NC 28906-2334
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2022 · Amount on Record
Deed Sale	Oct 04, 2022 · Amount on Record
Deed Doc Number	6367
Deed Book / Page	1721 / 1474
Record Refreshed	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 04, 2022
Property Address	9 CUMBERLAND LN, MURPHY, NC 28906-2334
Document Number	01721/1474
Book / Page	1721 / 1474
Instrument Date	Sep 14, 2022
Instrument	6367
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$362.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 CUMBERLAND LN, 9, MURPHY, NC 28906-2334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CUMBERLAND LN, MURPHY, NC 28906-2334

Mortgage

Document Number	01721/1477
Date	Oct 04, 2022
Book Page	1721/1477
Instrument	6368

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$956.00	$135,300 (+8.21%)	$135,300 (+8.21%) Land $7,700 Building $127,600
2023		$125,040	$125,040 Land $7,700 Building $117,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	About 1 in 813 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`458003232197000`
Alternative APNs	`58611` `1328`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	988 sqft Heated Area
Basement Area	416 sqft Basement
Finished Basement	416 sqft Finished
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Material	Asphalt Roof
Lot Area	58,806 sqft (1.35 acres)
Depth X Width	193 ft x 228 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport
Deck Area	80 sqft Deck
Porch	Enclosed Porch
Porch Area	208 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	58611
Street Address	9 CUMBERLAND LN
City	MURPHY
State	NC
Zip	28906-2334
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 1 TR 16-A SEC B MARY KING MTN 950/103
Legal Tract	16
Legal Lot Number	1
Jurisdiction	CHEROKEE NC
Minor Civil Division	NOTLA
Census Blockgroup	2
Census Block	2000
Census Tract	930502