90 Cross Rd, Bradley, ME 04411 Property Records

Penobscot County and Bradley Town property record for 90 Cross Rd, Bradley, ME 04411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 2009
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,400 (Aug 2019)
Tax Bill	$3,814 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BRAY M:011 L:041`

Property Details

APN / Parcel Number

Primary APN	`BRAY M:011 L:041`
Alternative APN	`779`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	89,298 sqft (2.05 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	779
Street Address	90 CROSS RD
City	BRADLEY
State	ME
Zip	04411-5170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	41
Jurisdiction	BRADLEY ME
Township / Civil Division	BRADLEY
Census Block Group	1
Census Block	1029
Census Tract	8001

Owner

Source: Penobscot County and Bradley Town records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 CROSS RD, BRADLEY, ME 04411-5170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2018	Deed of Trust, Mortgage · Balloon Mortgage 1ST NATIONAL BANK
Aug 27, 2019	Warranty Deed, Transfer UNIVERSITY CU
Nov 21, 2018	Intrafamily Transfer, Transfer FIRST NATL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2019 · Amount on Record
Deed Sale	Aug 27, 2019 · Amount on Record
Prior Sale	Nov 21, 2018 · Amount on Record
Deed Document Number	201925606
Deed Book / Page	15258 / 74
Transfer Doc	0150060269
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADLEY ME
Property Address	90 CROSS RD, BRADLEY, ME 04411-5170
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150250045
Date	Dec 14, 2018
Book Page	15025/45
Instrument	37827

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2039

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADLEY ME
Recording Date	Aug 27, 2019
Property Address	90 CROSS RD, BRADLEY, ME 04411-5170
Document Number	0152580074
Book / Page	015258 / 000074
Instrument Date	Aug 23, 2019
Instrument	25606
Transaction Type	Transfer
Record Updated	Sep 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	828 MAIN ST BRADLEY ME 044115215, BRADLEY, ME 04411-5215

Mortgage

Document Number	152580078
Date	Aug 27, 2019
Book Page	015258/000078
Instrument	25607

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	ORONO, ME 04473

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRADLEY ME
Recording Date	Nov 21, 2018
Property Address	90 CROSS RD, BRADLEY, ME 04411-5170
Document Number	0150060269
Book / Page	15006 / 0269
Instrument	000000035767
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035768
Date	Nov 21, 2018
Instrument	000000035768

Lender

Name	FIRST NATL BK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2048

Tax Assessment & Valuation

Source: Penobscot County and Bradley Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Bradley Town
Unified School District	Regional School Unit 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,814.00 (+6.8%)	$324,600 (-) Land $44,400 Building $280,200
2024	$3,571.00 (+8.21%)	$324,600 (+62.3%) Land $44,400 Building $280,200
2023	$3,300.00 (+6.45%)	$200,000 (-) Land $32,500 Building $167,500	$271,320
2022	$3,100.00	$200,000 Land $32,500 Building $167,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	18 (1979–2018)
Claims Outside the SFHA	9 of 18
Most Recent Claim	Jan 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2008 · 4 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cross Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures