42 Cross Rd, Bradley, ME 04411 Property Records

Penobscot County and Bradley Town property record for 42 Cross Rd, Bradley, ME 04411 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,736 sqft · built 2003
Lot Size	3.2 acres (139,392 sqft)
Owner	Individual Name on File
Last Sale	$184,100 (Dec 2009)
Tax Bill	$3,292 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`BRAY M:011 L:020-011-001`

Property Details

APN / Parcel Number

Primary APN	`BRAY M:011 L:020-011-001`
Alternative APNs	`M:011 L:020=011=001` `864`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	1,736 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	139,392 sqft (3.2 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	864
Street Address	42 CROSS RD
City	BRADLEY
State	ME
Zip	04411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	20
Jurisdiction	BRADLEY ME
Township / Civil Division	BRADLEY
Census Block Group	1
Census Block	1029
Census Tract	8001

Owner

Source: Penobscot County and Bradley Town records · APN BRAY M:011 L:020-011-001

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 132, BRADLEY, ME 04411-0132
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 07, 2009 · Amount on Record
Deed Sale	Dec 07, 2009 · Amount on Record
Deed Book / Page	11997 / 20
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADLEY ME
Property Address	42 CROSS RD, BRADLEY, ME 04411
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0143890178
Date	Jan 17, 2017
Book Page	14389/0178
Instrument	000000001620

Lender

Name	MERRIMACK MTG CO

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 03, 2047

Tax Assessment & Valuation

Source: Penobscot County and Bradley Town records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Bradley Town
Unified School District	Regional School Unit 34 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,292.00 (+6.81%)	$280,200 (-) Land $47,500 Building $232,700
2024	$3,082.00 (+6.31%)	$280,200 (+59.48%) Land $47,500 Building $232,700
2023	$2,899.00 (+6.46%)	$175,700 (-) Land $34,800 Building $140,900	$323,570
2022	$2,723.00	$175,700 Land $34,800 Building $140,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Penobscot County (23019C), updated August 7, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.