102 Cross Rd, Bradley, ME 04411 Property Records

Penobscot County and Bradley Town property record for 102 Cross Rd, Bradley, ME 04411

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,568 sqft · built 2009
Lot Size2.01 acres (87,556 sqft)
Owner2 Individual Names on File
Tax Bill$3,451 (2025)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNBRAY M:011 L:042

Property Details

APN / Parcel Number

Primary APNBRAY M:011 L:042
Alternative APN
  • 780

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,568 sqft Living Area
1st Floor Area1,568 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area87,556 sqft (2.01 acres)

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number780
Street Address102 CROSS RD
CityBRADLEY
StateME
Zip04411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number42
JurisdictionBRADLEY ME
Township / Civil DivisionBRADLEY
Census Block Group1
Census Block1029
Census Tract8001

Owner

102 Cross Rd is owned by two individuals who acquired it in April 2008.

Source: Penobscot County and Bradley Town records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 215, BRADLEY, ME 04411-0215
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2008
Deed SaleApr 29, 2008
Deed Book / Page11372 / 119
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADLEY ME
Property Address102 CROSS RD, BRADLEY, ME 04411
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0144790304
DateMay 10, 2017
Book Page14479/0304
Instrument000000012874
Lender
NameBANGOR SAVINGS BANK
Agreement
AmountAmount on Record
Term156 Months
DueMay 10, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 102 Cross Rd was $3,451, up 6.8% from the year before.

Source: Penobscot County and Bradley Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
County SubdivisionBradley Town
Unified School DistrictRegional School Unit 34 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,451.00 (+6.81%)$293,700 (-) Land $44,300 Building $249,400
2024$3,231.00 (+8.02%)$293,700 (+62%) Land $44,300 Building $249,400
2023$2,991.00 (+6.44%)$181,300 (-) Land $32,400 Building $148,900$251,655
2022$2,810.00$181,300 Land $32,400 Building $148,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Cross Rd in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims18 (1979–2018)
Claims Outside the SFHA9 of 18
Most Recent ClaimJan 2018 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, May 2008 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Cross Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cross Rd

Nearby Streets

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