Madison County property record for 90 Congleton Ln, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.25 acres (98,010 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $302,000 (Sep 2012) |
| Tax Bill | $3,225 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0056-0000-0034-B |
| Primary APN | 0056-0000-0034-B |
|---|---|
| Alternative APNs |
|
| Lot Area | 98,010 sqft (2.25 acres) |
|---|
| Account Number | 53216 |
|---|---|
| Street Address | 90 CONGLETON LN |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 9B (2.25 ACRES) |
| Legal Subdivision | OLD TOWNE |
| Legal Tract | 9 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | KIRKSVILLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10802 |
Source: Madison County assessment roll, as of April 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 90 CONGLETON LN, RICHMOND, KY 40475-9607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2012 · Amount on Record |
| Deed Sale | Sep 27, 2012 · Amount on Record |
| Deed Document Number | 0000683241 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 90 CONGLETON LN, RICHMOND, KY 40475-9607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | SERVICELINK CRS, SERVICELINK LLC |
| Name | Verified Name |
|---|
| Document Number | 0M2065/309 |
|---|---|
| Date | Jun 18, 2021 |
| Book Page | M2065/309 |
| Instrument | 2014041694 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,225.00 (+1.07%) Additional exemption filed | $342,000 (+3.95%) | $342,000 (+3.95%) |
| 2023 | $3,191.00 | $329,000 | $329,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2015–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Metronet, Spectrum.
5G (outdoors only) and 4G LTE
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