Madison County property record for 164 Congleton Ln, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,500 (Mar 2021) |
| Tax Bill | $2,263 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Apr 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0056-0000-0032-B |
| Primary APN | 0056-0000-0032-B |
|---|---|
| Alternative APNs |
|
| Lot Area | 32,670 sqft (0.75 acres) |
|---|
| Account Number | 67711 |
|---|---|
| Street Address | 164 CONGLETON LN |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.78 ACRE |
| Legal Subdivision | OLD TOWNE |
| Jurisdiction | MADISON KY |
| Township / Civil Division | KIRKSVILLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10802 |
Source: Madison County records · APN 0056-0000-0032-B
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 164 CONGLETON LN, RICHMOND, KY 40475-9607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed, Transfer · Conventional Mortgage WESBANCO BANK INC |
| Apr 24, 2019 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO OF MADISON CNTY |
| Jan 18, 2019 | Commissioner's Deed, Foreclosure · Line of Credit PEOPLES BANK & TRUST CO OF MADISON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 19, 2021 · Amount on Record |
| Deed Sale | Mar 19, 2021 · Amount on Record |
| Prior Sale | Jan 18, 2019 · Amount on Record |
| Deed Document Number | 2014031761 |
| Deed Book / Page | D802 / 464 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 19, 2021 |
| Property Address | 164 CONGLETON LN, RICHMOND, KY 40475-9607 |
| Document Number | D802/464 |
| Book / Page | D802 / 464 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 2014031761 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | STONECROFT TITLE & ESCROW LLC, STONECROFT T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $224.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 180 PARKWOOD DR, 180, RICHMOND, KY 40475-9456 |
| Name | Verified Name |
|---|---|
| Address | 164 CONGLETON LN, RICHMOND, KY 40475-9607 |
| Document Number | 2014031762 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2014031762 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 164 CONGLETON LN, RICHMOND, KY 40475-9607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01859/354 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | M01859/354 |
| Instrument | 2013991470 |
| Name | PEOPLES BANK & TRUST CO OF MADISON CNTY |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Apr 23, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 18, 2019 |
| Property Address | 164 CONGLETON LN, RICHMOND, KY 40475-9607 |
| Document Number | D00769/152 |
| Book / Page | D00769 / 152 |
| Instrument Date | Jan 17, 2019 |
| Instrument | 2013987326 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 180 PARKWOOD DR, RICHMOND, KY 40475-9456 |
| Document Number | 2013987327 |
|---|---|
| Date | Jan 18, 2019 |
| Instrument | 2013987327 |
| Name | PEOPLES BANK & TRUST CO OF MADISON |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,263.00 (+3.95%) Additional exemption filed | $240,000 (+6.9%) | $240,000 (+6.9%) |
| 2023 | $2,177.00 | $224,500 | $224,500 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2015–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Metronet Holdings, Spectrum.
Based on FCC filings for 19 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RICHMOND UTILITIES serves 35,640 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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