158 Congleton Ln, Richmond, KY 40475 Property Records

Madison County property record for 158 Congleton Ln, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$209,450 (Aug 2019)
Tax Bill	$1,866 (2025)
Deeds & Mortgages	Oct 2024 Sale Oct 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0056-0000-0032-A`

Property Details

APN / Parcel Number

Primary APN	`0056-0000-0032-A`
Alternative APNs	`120552` `83562` `50037`

Exterior

Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Account Number	50037
Street Address	158 CONGLETON LN
City	RICHMOND
State	KY
Zip	40475-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.65 ACRES
Jurisdiction	MADISON KY
Township / Civil Division	KIRKSVILLE
Census Block Group	2
Census Block	2010
Census Tract	10802

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	158 CONGLETON LN, RICHMOND, KY 40475-9607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2024	Affidavit, Transfer
Oct 24, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 29, 2019	Deed, Transfer · ARM COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Deed Document Number	20192013997958
Deed Book / Page	777 / 720
Last Transfer Date	Oct 8, 2024
Transfer Doc	000D859/63
Record Updated	Sep 20, 2026

October 2024: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MADISON KY
Recording Date	Oct 24, 2024
Property Address	158 CONGLETON LN, RICHMOND, KY 40475-9607
Document Number	000D859/61
Book / Page	D859 / 61
Instrument Date	Oct 23, 2024
Instrument	2014228312
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 CONGLETON LN, RICHMOND, KY 40475-9607

October 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON KY
Recording Date	Oct 24, 2024
Property Address	158 CONGLETON LN, RICHMOND, KY 40475-9607
Document Number	000D859/63
Book / Page	D859 / 63
Instrument Date	Oct 8, 2024
Instrument	2014228313
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1040, HARLAN, KY 40831-1040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 CONGLETON LN, RICHMOND, KY 40475-9607
Mail Care Of	PETER FIGGIS

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 29, 2019
Property Address	158 CONGLETON LN, RICHMOND, KY 40475-9607
Document Number	D00777/720
Book / Page	D00777 / 720
Instrument Date	Aug 1, 2019
Instrument	2013997958
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$209.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3872 ROSALIE RD, LEXINGTON, KY 40510-9759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 CONGLETON LN, RICHMOND, KY 40475-9607

Mortgage

Document Number	2013997959
Date	Aug 29, 2019
Instrument	2013997959

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,866.00 (-8.12%) Homeowner's exemption	$247,000 (+17.93%)	$247,000 (+17.93%)
2023	$2,031.00	$209,450	$209,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2015–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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