90 Cleaves Loop, Oakland, TN 38060 Property Records

Fayette County property record for 90 Cleaves Loop, Oakland, TN 38060

Property Summary

Property Type	Mobile Home
Details	2,280 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	2 Owner Names on Record
Last Sale	$14,000 (Mar 1992)
Tax Bill	$195 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024086G A 00900`

Property Details

APN / Parcel Number

Primary APN	`024086G A 00900`
Alternative APN	`086G A 00900`

Interior

Building Area	2,280 sqft Living Area
1st Floor Area	2,280 sqft

Exterior

Year Built	Built 2003
Architectural Style	Mobile/Manufactured
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Detached
Shed	1 Shed
Shed Area	48 sqft
Utility Building	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Connected

Location & Zoning

Street Address	90 CLEAVES LOOP
City	OAKLAND
State	TN
Zip	38060-3116
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	CLINT CLEAVES SUBD 16 SECTION A
Legal Subdivision	CLINT CLEAVES SUBD
Legal Lot Number	16
Jurisdiction	FAYETTE TN
Township / Civil Division	8
Census Block Group	3
Census Block	3024
Census Tract	60402

Owner

Source: Fayette County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	90 CLEAVES LOOP, OAKLAND, TN 38060-3116
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 1992 · Amount on Record
Deed Sale	Mar 5, 1992 · Amount on Record
Prior Sale	Aug 14, 1998 · Amount on Record
Deed Book / Page	086G
Last Transfer Date	Jul 31, 2006
Transfer Doc	0000006613
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	90 CLEAVES LOOP, OAKLAND, TN 38060-3116
Document Number	0000000785
Instrument Date	Jan 31, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	90 CLEAVES LOOP OAKLAND TN 380603116, OAKLAND, TN 38060-3116

Mortgage

Document Number	0000000785
Date	Feb 13, 2018
Instrument	785

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2048

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$195.00	$20,900 (+11.76%) Land $6,500 Building $14,400	$83,600 (+11.76%) Land $26,000 Building $57,600
2023		$18,700 Land $5,375 Building $13,325
2021			$74,800 Land $21,500 Building $53,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Aeneas Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20