Fayette County property record for 140 Cleaves Loop, Oakland, TN 38060
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,336 sqft · built 1967 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $244 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 086G-A-007.00 |
| Primary APN | 086G-A-007.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| 1st Floor Area | 1,336 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | L-Shape |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Porch | Finished/Open Porch |
| Porch Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 140 CLEAVES LOOP |
|---|---|
| City | OAKLAND |
| State | TN |
| Zip | 38060-3116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 07, COUNTY AREA: S50 |
| Legal Subdivision | CLINT CLEAVES SUB SEC A |
| Legal Lot Number | 14 |
| Jurisdiction | FAYETTE TN |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 60402 |
Source: Fayette County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 324, OAKLAND, TN 38060-0324 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2026 | Deed of Trust, Mortgage · Commercial Mortgage FIRSTBANK |
| Oct 15, 2020 | Deed of Trust, Mortgage FIRSTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 1972 |
| Deed Sale | Nov 18, 1972 |
| Prior Sale | Jan 1, 1972 · Amount on Record |
| Deed Book / Page | 180 / 333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 140 CLEAVES LOOP, OAKLAND, TN 38060-3116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 140 CLEAVES LOOP, OAKLAND, TN 38060-3116 |
| Document Number | 0000000436 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 26000436 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | 722 COLUMBIA AVE, FRANKLIN, TN 37064 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 140 CLEAVES LOOP, OAKLAND, TN 38060-3116 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 140 CLEAVES LOOP RD, OAKLAND, TN 38060-3116 |
| Document Number | 0000008126 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 20008126 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Amount | Amount Recorded |
|---|---|
| Term | 62 Months |
| Due | Dec 6, 2025 |
Source: Fayette County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Fayette County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $244.00 | $26,225 (+34.66%) Land $6,500 Building $19,725 | $104,900 (+34.66%) Land $26,000 Building $78,900 |
| 2023 | $19,475 Land $5,375 Building $14,100 | ||
| 2021 | $77,900 Land $21,500 Building $56,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 67% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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