Fayette County property record for 125 Cleaves Loop, Oakland, TN 38060
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,270 sqft · built 1966 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $191 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 024086G A 00500 |
| Primary APN | 024086G A 00500 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,270 sqft Living Area |
| 1st Floor Area | 1,270 sqft |
| Basement Area | 160 sqft |
| Finished Basement | 160 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Area | 288 sqft |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 125 CLEAVES LOOP |
|---|---|
| City | OAKLAND |
| State | TN |
| Zip | 38060-3117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLINT CLEAVES SUBD 15 |
| Legal Subdivision | CLINT CLEAVES SUBD |
| Legal Lot Number | 15 |
| Jurisdiction | FAYETTE TN |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 60402 |
125 Cleaves Loop is owned and occupied by an individual who acquired it in October 2022.
Source: Fayette County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 125 CLEAVES LOOP, OAKLAND, TN 38060-3117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Jun 6, 2006 |
| Last Transfer Date | Oct 25, 2022 |
| Transfer Doc | 0000008186 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FAYETTE TN |
| Recording Date | Oct 25, 2022 |
| Property Address | 125 CLEAVES LOOP, OAKLAND, TN 38060-3117 |
| Document Number | 0000008186 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 22008186 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2022 |
| Title Company | DE TITLE SERVICES LLC, DELTA TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $684.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 CLEAVES LOOP, OAKLAND, TN 38060-3117 |
| Document Number | 0000008187 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 22008187 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
The 2025 property tax bill for 125 Cleaves Loop was $191.
Source: Fayette County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Fayette County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $191.00 | $20,475 Land $6,500 Building $13,975 | $81,900 Land $26,000 Building $55,900 |
| 2023 | $14,500 Land $5,375 Building $9,125 | ||
| 2021 | $58,000 Land $21,500 Building $36,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Cleaves Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Cleaves Loop is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 61% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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