Hennepin County property record for 90 Clay Cliffe Dr, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 9,413 sqft · built 1986 |
| Lot Size | 1.55 acres (67,518 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,850,000 (Nov 2018) |
| Tax Bill | $89,073 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-117-23-21-0032 |
| Primary APN | 28-117-23-21-0032 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 9,413 sqft Living Area |
| Gross Area | 10,605 sqft |
| 1st Floor Area | 6,056 sqft |
| 2nd Floor Area | 3,345 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 67,518 sqft |
| Lot Dimensions | 225 ft deep x 335 ft wide |
| Terrain | Wooded |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 958 sqft |
| Porch | Screened Porch |
|---|---|
| Porch Area | 245 sqft |
| Deck Area | 316 sqft |
| Patio Area | 450 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 90 CLAY CLIFFE DR |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 003 BLOCK 002 T CLAY CLIFFE LOTS 3 AND 4 W 335X225XL500X90 |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 28 |
| Legal Quarter | 21 |
| Legal Subdivision | CLAY CLIFFE |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | TONKA BAY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 27501 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 90 CLAY CLIFFE DR, EXCELSIOR, MN 55331-9509 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 28, 2022 | Intrafamily Transfer, Transfer |
| Feb 21, 2020 | Deed of Trust, Mortgage CITIZENS BK NA |
| Nov 28, 2018 | Warranty Deed, Transfer CITIZENS BK NA |
| Jun 20, 2017 | Deed of Trust, Mortgage · Line of Credit ALERUS FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2018 · Amount on Record |
| Deed Sale | Nov 28, 2018 · Amount on Record |
| Prior Sale | Dec 17, 1999 · Amount on Record |
| Deed Document Number | 20185578589 |
| Last Transfer Date | Dec 14, 2022 |
| Transfer Doc | 00T5992696 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Dec 28, 2022 |
| Property Address | 90 CLAY CLIFFE DR, EXCELSIOR, MN 55331-9509 |
| Document Number | 00T5992696 |
| Instrument Date | Dec 14, 2022 |
| Instrument | T5992696 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 90 CLAY CLIFFE DR, EXCELSIOR, MN 55331-9509 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 90 CLAY CLIFFE DR, EXCELSIOR, MN 55331-9509 |
| Document Number | 0005688928 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 90 CLAY CLIFFE DR EXCELSIOR MN 553319509, EXCELSIOR, MN 55331-9509 |
| Document Number | 0005688928 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 5688928 |
| Name | CITIZENS BK NA |
|---|---|
| Address | 1 CITIZENS PLZ, PROVIDENCE, RI 02903-1344 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Nov 28, 2018 |
| Property Address | 90 CLAY CLIFFE DR, EXCELSIOR, MN 55331-9509 |
| Document Number | 0005578589 |
| Instrument Date | Nov 5, 2018 |
| Instrument | 5578589 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,090.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 90 CLAY CLIFFE DR EXCELSIOR MN 553319509, EXCELSIOR, MN 55331-9509 |
| Document Number | 5578590 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 5578590 |
| Name | CITIZENS BK NA |
|---|---|
| Address | 1 CITIZENS PLZ, PROVIDENCE, RI 02903-1344 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 27, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 90 CLAY CLIFFE DR, EXCELSIOR, MN 55331-9509 |
| Document Number | 0005454964 |
| Instrument Date | Jun 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 90 CLAY CLIFFE DR EXCELSIOR MN 553319509, EXCELSIOR, MN 55331-9509 |
| Document Number | 0005454964 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 5454964 |
| Name | ALERUS FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | 2300 S COLUMBIA RD, GRAND FORKS, ND 58201-5826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 28, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Tonka Bay City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,073.00 (+7.69%) | $6,743,100 (+4%) Land $3,569,600 Building $3,173,500 | $6,743,100 (+4%) Land $3,569,600 Building $3,173,500 |
| 2024 | $82,713.00 (+35.56%) | $6,483,500 (+29.57%) Land $3,569,600 Building $2,913,900 | $6,483,500 (+29.57%) Land $3,569,600 Building $2,913,900 |
| 2023 | $61,016.00 Homeowner's exemption | ||
| 2022 | $5,004,000 Land $2,729,000 Building $2,275,000 | $5,004,000 Land $2,729,000 Building $2,275,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1987–2017) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Tonka Bay serves 1,442 people · EPA ID MN1270013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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